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Buffalo & Erie County Home Improvement Fund

Eligibility
Buffalo and Erie County homeowners who meet income eligibility requirements and are current on taxes and mortgage. Service Area: Erie County.
Hours
Monday - Friday, 8am-4:30pm.
(800) 724-4330
Voice·

Home HeadQuarters

(716) 858-8000
Voice·

Main Phone

Application process
Call 800-724-4330 for more details and application.
Fees
None.
Service area
14141, NY 14051, NY 14139, NY 14205, NY 14221, NY 14218, NY 14127, NY 14127, NY 14091, NY 14075, NY 14220, NY 14210, NY 14059, NY 14061, NY 14075, NY 14080, NY 14209, NY 14223, NY 14231, NY 14139, NY 14072, NY 14127, NY 14280, NY 14075, NY 14111, NY 14222, NY 14215, NY 14070, NY 14069, NY 14052, NY 14004, NY 14212, NY 14221, NY 14227, NY 14034, NY 14212, NY 14206, NY 14169, NY 14218, NY 14214, NY 14226, NY 14069, NY 14206, NY 14055, NY 14217, NY 14141, NY 14086, NY 14034, NY 14036, NY 14145, NY 14145, NY 14047, NY 14218, NY 14219, NY 14052, NY 14004, NY 14221, NY 14207, NY 14037, NY 14033, NY 14221, NY 14139, NY 14033, NY 14202, NY 14273, NY 14127, NY 14111, NY 14240, NY 14004, NY 14091, NY 14216, NY 14075, NY 14127, NY 14134, NY 14206, NY 14057, NY 14220, NY 14139, NY 14032, NY 14081, NY 14211, NY 14233, NY 14035, NY 14127, NY 14276, NY 14004, NY 14265, NY 14219, NY 14085, NY 14080, NY 14226, NY 14025, NY 14207, NY 14009, NY 14204, NY 14111, NY 14070, NY 14032, NY 14221, NY 14241, NY 14055, NY 14226, NY 14006, NY 14213, NY 14085, NY 14051, NY 14270, NY 14091, NY 14047, NY 14043, NY 14201, NY 14086, NY 14208, NY 14052, NY 14111, NY 14110, NY 14272, NY 14013, NY 14043, NY 14225, NY 14001, NY 14030, NY 14150, NY 14038, NY 14057, NY 14052, NY 14102, NY 14203, NY 14219, NY 14069, NY 14215, NY 14170, NY 14218, NY 14170, NY 14151, NY 14211, NY 14127, NY 14081, NY 14220, NY 14031, NY 14215, NY 14170, NY 14086, NY 14025, NY 14225, NY 14150, NY 14010, NY 14059, NY 14214, NY 14080, NY 14210, NY 14111, NY 14227, NY 14043, NY 14001, NY 14228, NY 14269, NY 14057, NY 14031, NY 14260, NY 14263, NY 14026, NY 14141, NY 14218, NY 14086, NY 14112, NY 14059, NY 14057, NY 14006, NY 14223, NY 14057, NY 14025, NY 14068, NY 14043, NY 14027, NY 14225, NY 14141, NY 14140, NY 14224, NY 14001, NY 14224, NY 14224, NY 14037, NY
Provides homeowners in Buffalo and throughout Erie County with loans of up to $20,000 for home improvements and repairs. Loans are secured with a mortgage, have a simple 5.49% fixed interest rate, and are payable over the course of seven (7) years. Loan can be combined with other programs. The home repaired must be the homeowners' primary residence. The homeowner chooses the contractor for their home improvements/repairs, but the contractor must be insured and have proper certification.
Last assured
12/01/2025
Providing organization
Erie County - Department of Social Services (ECDSS)
Buffalo & Erie County Home Improvement Fund