Skip to content
New York State 211 home page

BUSINESS, INDUSTRY AND COMMUNITY FACILITIES LOAN PROGRAM | UNITED STATES DEPARTMENT OF AGRICULTURE RURAL DEVELOPMENT SERVICES

9025 River Road, Room 205, Marcy, NY 13403

Eligibility
Age 18 years and older, income guidelines apply, call for information.
Hours
M-F 8:00AM- 4:30PM
Application process
Call for appointment preferred or walk in.
Fees
No fee for services.
Service area
Madison County, New York Oneida County, New York Herkimer County, New York
*Bolsters the existing private credit structure through the guaranteeing of loans for rural businesses. *Provides affordable funding to develop essential community facilities in rural areas.
Last assured
03/18/2026
Providing organization
UNITED STATES DEPARTMENT OF AGRICULTURE RURAL DEVELOPMENT SERVICES
The United States Department of Agriculture Rural Development Services administers community, business and housing programs which offer loans, loan guarantees and grants. The USDA Rural Development offers single family housing loans with no down payment required, and low interest home repairs. Applicable to Rural areas only excluding the cities of Utica, Rome and Oneida. Income limits apply. Loan guarantees available for higher income applicants. Grant home repair program for homeowners age 62 and above-income limits apply. Several multi family housing rental units available in Herkimer, Madison, and Oneida counties with rental assistance in Rural areas. Income limits apply Small business development grants to provide technical assistance for small and emerging rural businesses with 50 employees or less, and less than $1 million in gross revenues. Who can apply Non-profits, Institutions of Higher Education, Federally recognized Tribes. Ambulances, Firetrucks, equipment, Firehouses, hospitals - essential community facilities in Rural areas population below 20,000 - Who can apply Public Bodies, Non-profit corporations, Federally recognized tribes Water & Sewer Infrastructure - Rural areas population 10,000 or less - Who can apply Public Bodies, Non-profit corporations, Federally recognized tribes.