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Offers a variety of loan and 100% financing programs to assist with home purchases, construction, home repairs or refinancing, for qualifying applicants. Financing includes Conventional Loans, VA, FHA, Rural Housing, and Rehab Loans.

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

*Assists low income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

• Payment assistance is a type of subsidy that reduces the mortgage payment for a short time.

*Provides competitive financing for affordable multi-family rental housing for low income, elderly or disabled individuals and families in eligible rural areas.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Provides housing counseling assistance in resolving housing issues and locating affordable housing for individuals and families. Offers assistance with landlord/tenant crises, evictions, foreclosure prevention services, mortgage default and homelessness. Provides advocacy, assistance with transition to permanent housing, legal advice and referrals to appropriate federal housing programs.

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Offers assistance to ensure veterans receive all benefits they may be entitled to under Federal and State law for their military service.

Operates programs to benefit veterans and members of their families. Benefits include compensation payments for disabilities or death related to military service, pensions, education and training, home loan, burial and a medical care program incorporating nursing homes, clinics, and medical centers. Comprised of three organizations that administer veterans programs: the Veterans Health Administration, the Veterans Benefits Administration, and the National Cemetery Administration. Website access for resource and information.

Provides counseling to seniors and their families on ways to unlock the equity in their homes and convert it into monthly income and/or a line of credit.

Provides housing finance for homebuyers and renters.

Provides home ownership opportunities to low- and moderate-income individuals through several loan, grant, and loan guarantee programs. Funding may be available for single family homes, apartments for low-income persons or the elderly, housing for farm laborers, and community facilities such as childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

Provides assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country.

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

A network of over 85 housing counseling and legal services organizations across the state that provide free, qualified mortgage assistance relief services to homeowners. HOPP representatives can connect New Yorkers to high-quality counseling or legal services all over New York State. The HOPP Program is designed to ensure that no family in New York State ever loses their home because they do not have access to a lawyer or qualified housing counselor. Services include:

• Assistance with applying for a loan modification, or other types of loss mitigation
• Direct representation in court proceedings, including settlement conferences
• Homeownership counseling

Operates HomeownerHelpNY (https://homeownerhelpny.org/), an online service that provides New Yorkers with the tools and support to avoid foreclosure and/or scams, and to help them find qualified mortgage assistance relief services from the HOPP network. HomeownerHelpNY is a collaboration between the New York State Attorney General Office and the Center for NYC Neighborhoods, a non-profit committed to protecting and preserving affordable homeownership.

Focuses on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

single family mortgages for new or existing homes for very low to moderate income households in rural areas home repair loans and grants for very low-income applicants unable to obtain credit from traditional lending facilities; mobile home owners must own the land on which the home sits to improve or modernize a home, make it safer or more sanitary, remove health and safety hazard community loans and grants for water and sewer, fire halls, fire trucks/ambulances; day care centers, community-based centers, town halls, libraries rural business enterprise grants housing preservation grants elderly and family housing complexes for low-income residents business and industrial loans

Assists first-time home buyers in financing new and existing one to four-family homes, condos and cooperatives. Purchase price and income limits. Low down payment, low interest rate, and conventional rate mortgage loans.

Provides qualifying U.S. military veterans with special loans or grants to buy their first home or move to a different home.

Assists approved lenders in providing low- and moderate-income households to own adequate, modest, and sanitary dwellings as their primrary residnece in eligible rural areas. Eligible applicants may purchase or build in an eligible rural area with 100% financing.

Provides housing resources to NYS residents.