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HABITAT FOR HUMANITY - DELAWARE COUNTY | HABITAT FOR HUMANITY

Working in partnership with people in need to build and renovate decent, affordable housing.

What's Here

Carpentry Volunteer Opportunities
Sweat Equity Programs
Electrician Volunteer Opportunities
Low Income Home Loans
Fundraising Volunteer Opportunities
Planning/Coordinating/Advisory Groups
Handyworker Volunteer Opportunities

MORTGAGE DELINQUENCY AND DEFAULT COUNSELING | NEW YORK STATE OFFICE OF THE ATTORNEY GENERAL

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

What's Here

Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Tax Foreclosure Assistance
Predatory Lending Assistance

FIRST TIME HOMEBUYER PROGRAM | NEIGHBORS OF WATERTOWN

Provides financial assistance to families buying a home in Jefferson County.

What's Here

Housing Down Payment Loans/Grants
First Time Buyer Home Loans

HABITAT FOR HUMANITY - CHENANGO COUNTY | HABITAT FOR HUMANITY

Working in partnership with people in need to build and renovate decent, affordable housing.

What's Here

Handyworker Volunteer Opportunities
Planning/Coordinating/Advisory Groups
Roofing Volunteer Opportunities
Debris Removal Volunteer Opportunities
Low Income Home Loans
Carpentry Volunteer Opportunities
Sweat Equity Programs
Electrician Volunteer Opportunities
Plumbing Volunteer Opportunities
Volunteer Recruitment/Coordination Volunteer Opportunities

HOUSING OWNERSHIP PROGRAM | BISHOP SHEEN ECUMENICAL HOUSING FOUNDATION, INC.

* Provides comprehensive Housing Counseling from HUD Certified Counselors, Housing Education, Foreclosure Prevention Education and no-interest closing cost loans to low-income families, seniors, veterans and persons with disabilities to assist them in purchasing their own home.* All services and programs subject to availability of funding.

What's Here

Special Purpose Home Loans
Housing Counseling
Veteran Home Loans
Low Income Home Loans

HABITAT FOR HUMANITY - BROOME TIOGA COUNTIES | HABITAT FOR HUMANITY

Working in partnership with people in need to build and renovate decent, affordable housing.

What's Here

Plumbing Volunteer Opportunities
Planning/Coordinating/Advisory Groups
Fundraising Volunteer Opportunities
Low Income Home Loans
Handyworker Volunteer Opportunities
Carpentry Volunteer Opportunities
Electrician Volunteer Opportunities
Sweat Equity Programs

DEPARTMENT OF AGRICULTURE - RURAL DEVELOPMENT | UNITED STATES, DEPARTMENT OF AGRICULTURE

single family mortgages for new or existing homes for very low to moderate income households in rural areas home repair loans and grants for very low-income applicants unable to obtain credit from traditional lending facilities; mobile home owners must own the land on which the home sits to improve or modernize a home, make it safer or more sanitary, remove health and safety hazard community loans and grants for water and sewer, fire halls, fire trucks/ambulances; day care centers, community-based centers, town halls, libraries rural business enterprise grants housing preservation grants elderly and family housing complexes for low-income residents business and industrial loans

What's Here

Home Rehabilitation Programs
USDA Rural Home Purchase Loan Programs
Home Maintenance and Minor Repair Grants/Loans

LOW INTEREST RATE PROGRAM | STATE OF NEW YORK MORTGAGE AGENCY

Provides qualified low and moderate income first time homebuyers with a low down payment mortgage loan with a fixed interest rate, on family dwellings, including condominiums and cooperative apartments as well as manufactured homes permanently attached to property.

What's Here

Home Purchase / Mortgage Refinance Loans

UNITED STATES DEPARTMENT OF VETERANS AFFAIRS | UNITED STATES DEPARTMENT OF VETERANS AFFAIRS

Operates programs to benefit veterans and members of their families. Benefits include compensation payments for disabilities or death related to military service, pensions, education and training, home loan, burial and a medical care program incorporating nursing homes, clinics, and medical centers. Comprised of three organizations that administer veterans programs: the Veterans Health Administration, the Veterans Benefits Administration, and the National Cemetery Administration. Website access for resource and information.

What's Here

Veteran Burial Benefits
Veteran Disability Compensation Benefits
Veteran Education Benefits
Veteran Home Loans

HOMES FOR VETERANS | STATE OF NEW YORK MORTGAGE AGENCY

Provides qualifying U.S. military veterans with special loans or grants to buy their first home or move to a different home.

What's Here

Housing Down Payment Loans / Grants
Home Purchase / Mortgage Refinance Loans

MORTGAGE DELINQUENCY AND DEFAULT COUNSELING | NEW YORK STATE OFFICE OF THE ATTORNEY GENERAL - ADIRONDACK REGION

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

What's Here

Mortgage Delinquency and Default Counseling
Home Purchase / Mortgage Refinance Loans
Predatory Lending Assistance
Tax Foreclosure Assistance

COUNSELING FOR HOME EQUITY CONVERSION | GARDEN CITY LOCATION

Provides counseling to seniors and their families on ways to unlock the equity in their homes and convert it into monthly income and/or a line of credit.

What's Here

Home Purchase / Mortgage Refinance Loans

HOME IMPROVEMENT PROGRAM | CDCLI

Provides income eligible Long Island homeowners with resources, deferred grants and low interest rate loans to make necessary repairs and improvements to their homes, based on need and as determined by CDCLI professional housing rehab specialists.

What's Here

Housing Down Payment Loans / Grants
Low Income Home Loans
Home Purchase / Mortgage Refinance Loans
Home Rehabilitation Loans

MORTGAGE DELINQUENCY AND DEFAULT COUNSELING | NEW YORK STATE OFFICE OF THE ATTORNEY GENERAL - LOWER HUDSON VALLEY

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

What's Here

Mortgage Delinquency and Default Counseling
Home Purchase / Mortgage Refinance Loans
Predatory Lending Assistance
Tax Foreclosure Assistance

FIRST-TIME HOMEBUYER EDUCATION | CDCLI

Offers Nassau and Suffolk County residents information on first time home buying, down payments, closing cost assistance, competitive first time homebuyer mortgage products, and tips on how to negotiate with a seller. Call for additional information.

What's Here

First Time Buyer Home Loans
Homebuyer / Home Purchase Counseling
Housing Down Payment Loans / Grants

LOAN PROGRAM | ADIRONDACK FUNDING SERVICES

Offers a variety of loan and 100% financing programs to assist with home purchases, construction, home repairs or refinancing, for qualifying applicants. Financing includes Conventional Loans, VA, FHA, Rural Housing, and Rehab Loans.

What's Here

Home Purchase / Mortgage Refinance Loans
Home Rehabilitation Loans

NYS HOME PROGRAM (HOME) | NEW YORK STATE DEPARTMENT OF HOMES AND COMMUNITY RENEWAL (HCR)

The New York State HOME Program uses federal funds to expand the supply of decent, safe, and affordable housing within the State. The HOME Program funds a variety of activities through partnerships with counties, towns, cities, villages, private developers, and community-based non-profit housing organizations. The program provides funds to acquire, rehabilitate, or construct housing, or to provide assistance to low-income home-buyers and renters.

What's Here

Home Rehabilitation Services
Home Rehabilitation Grants
Home Purchase / Mortgage Refinance Loans

MORTGAGE DELINQUENCY AND DEFAULT COUNSELING | NEW YORK STATE OFFICE OF THE ATTORNEY GENERAL - MID HUDSON VALLEY

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

What's Here

Mortgage Delinquency and Default Counseling
Home Purchase / Mortgage Refinance Loans
Predatory Lending Assistance
Tax Foreclosure Assistance

MORTGAGE DELINQUENCY AND DEFAULT COUNSELING | NEW YORK STATE OFFICE OF THE ATTORNEY GENERAL

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

What's Here

Mortgage Delinquency and Default Counseling
Home Purchase / Mortgage Refinance Loans
Predatory Lending Assistance
Tax Foreclosure Assistance

UNITED STATES DEPARTMENT OF VETERANS AFFAIRS INFORMATION | UNITED STATES DEPARTMENT OF VETERANS AFFAIRS

Operates programs to benefit veterans and members of their families. Benefits include compensation payments for disabilities or death related to military service, pensions, education and training, home loan, burial and a medical care program incorporating nursing homes, clinics, and medical centers. Comprised of three organizations that administer veterans programs: the Veterans Health Administration, the Veterans Benefits Administration, and the National Cemetery Administration. Website access for resource and information.

What's Here

Educational Benefits
Veteran Compensation and Pension Benefits
Burial Benefits
Home Purchase / Mortgage Refinance Loans

Family and Individual Support Services | Schuyler County Veterans Service Agency

Offers assistance to ensure veterans receive all benefits they may be entitled to under Federal and State law for their military service.

What's Here

Veteran Education Benefits
Property Tax Exemption Information
Veteran Home Loans
Military Records
Veteran Burial Benefits
Veteran Benefits Assistance
Veteran Compensation and Pension Benefits
Veteran Life Insurance
Veteran Survivors Benefits

First Time Homebuyer Assistance Program | Ithaca Neighborhood Housing Services

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

What's Here

Homebuyer / Home Purchase Counseling
First Time Buyer Home Loans

Family and Individual Support Services | Yates County Veterans Service Agency

Provides assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country.

What's Here

Veteran Burial Benefits
Military Records
Veteran Home Loans
Veteran Compensation and Pension Benefits
Veteran Benefits Assistance
Veteran Survivors Benefits
Veteran Life Insurance

HOME BUYER EDUCATION | NEIGHBORWORKS COMMUNITY PARTNERS

* Offers the Home Ownership Program (HOP)* Offers Financial Fitness* Offers an 8 hour class in preparation for first home purchase, online or in person.* Offers post-purchase classes for homeowners

What's Here

Housing Counseling
Financial Assessment Tools
First Time Buyer Home Loans

SONYMA - STATE OF NEW YORK MORTGAGE AGENCY | NEW YORK STATE HOMES AND COMMUNITY RENEWAL

Assists first-time home buyers in financing new and existing one to four-family homes, condos and cooperatives. Purchase price and income limits. Low down payment, low interest rate, and conventional rate mortgage loans.

What's Here

First Time Buyer Home Loans