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Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Provides housing counseling assistance in resolving housing issues and locating affordable housing for individuals and families. Offers assistance with landlord/tenant crises, evictions, foreclosure prevention services, mortgage default and homelessness. Provides advocacy, assistance with transition to permanent housing, legal advice and referrals to appropriate federal housing programs.

Provides housing resources to NYS residents.

Offers subsidies to low- and moderate-income individuals for the purchase of homes renovated by the county.

Provides legal aid assistance to low-income individuals in civil cases ONLY, regarding housing, eviction, utility shut-offs, foreclosure defense, public benefits including public assistance, SNAP/food stamps, Medicaid, Social Security and SSI, unemployment insurance benefit, wills, power or attorney/health care proxies.

Provides assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country.

Assists approved lenders in providing low- and moderate-income households to own adequate, modest, and sanitary dwellings as their primrary residnece in eligible rural areas. Eligible applicants may purchase or build in an eligible rural area with 100% financing.

Provides assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country.

* Offers entitlement information counseling and assistance to veterans and their dependents on: Compensation, Pension, Burial and survivor benefits, medical, and hospital benefits. Employment. Home Loan. Life insurance for veterans. Upgrading and correction of military discharges. Applications for medals/awards. Administrative Hearing representation. Transportation to VA Hospitals (Primarily Syracuse) and Hearings. NYS Real Property Tax Exemption. NYS Blind Annuity.

*Assists low income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.

• Payment assistance is a type of subsidy that reduces the mortgage payment for a short time.

*Provides competitive financing for affordable multi-family rental housing for low income, elderly or disabled individuals and families in eligible rural areas.

Low to moderate-income families looking to purchase their first home within Chenango or Broome County who need assistance in learning the real estate process and available financing opportunities.

Provides homeownership opportunities to rural Americans, and home renovation and repair programs.

* Offers the Home Ownership Program (HOP)* Offers Financial Fitness* Offers an 8 hour class in preparation for first home purchase, online or in person.* Offers post-purchase classes for homeowners

Working in partnership with people in need to build and renovate decent, affordable housing.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

issues mortgage revenue bonds to provide below market rate mortgage loans for single family housing mortgage insurance on loans, for qualifying projects, for acquiring, refinancing and rehabilitating residential, community service and certain retail facilities. low down payment, low interest rate mortgages to qualified low- and moderate-income families and individuals for buying a home in New York State.

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

single family mortgages for new or existing homes for very low to moderate income households in rural areas home repair loans and grants for very low-income applicants unable to obtain credit from traditional lending facilities; mobile home owners must own the land on which the home sits to improve or modernize a home, make it safer or more sanitary, remove health and safety hazard community loans and grants for water and sewer, fire halls, fire trucks/ambulances; day care centers, community-based centers, town halls, libraries rural business enterprise grants housing preservation grants elderly and family housing complexes for low-income residents business and industrial loans

Assists first-time home buyers in financing new and existing one to four-family homes, condos and cooperatives. Purchase price and income limits. Low down payment, low interest rate, and conventional rate mortgage loans.

Assists very low- and low-income individuals obtain housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability. Assistance amounty is determined by adjusted family income.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

* Provides comprehensive Housing Counseling from HUD Certified Counselors, Housing Education, Foreclosure Prevention Education and no-interest closing cost loans to low-income families, seniors, veterans and persons with disabilities to assist them in purchasing their own home.* All services and programs subject to availability of funding.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.