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A not for profit HUD Approved Housing Counseling agency that provides pre- and post-purchase counseling, foreclosure prevention, and rental counseling to landlords and tenants. Offers the following programs: - First Time Homebuyers Program - Foreclosure Prevention - Home Equity Conversion Mortgage Counseling / Reverse Mortgage Counseling - Landlord Training - Rental Registry - Tenant Education - DHS Inspections

Provides financing and programs designed for first-time low and moderate income home buyers in New York State. Partners with approved participating mortgage lenders across the state to offer 30 year, competitive, fixed rate mortgages with special features to help low and moderate income New Yorkers become homeowners. Enables active duty U.S. military personnel to buy their first home or move to a different home through the Homes for Veterans Program. Offers down payment assistance in conjunction with SONYMA financing.

Offers foreclosure counseling workshops.

Individuals with disabilities define their own needs, and learn to advocate for themselves in securing and maintaining suitable housing that will allow them to live as independently as possible. Provides information on housing rights and how to apply for subsidized programs.

Responds to complaints of discrimination in rental or purchase of housing. Provides education to consumers, professionals and Co-op boards about issues on fair housing practices.

Provide education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

Educates consumers on financial issues and provides personal assistance to consumers who have become overextended with debt. Also provides comprehensive housing counseling, pre-purchase home buyer education and mortgage delinquency counseling.

HUD backs mortgages made through approved lenders sells foreclosed homes hosts seminars funds counseling for first-time buyers done through various New York City and Long Island housing agencies and offers literature on home buying.

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

Provides up to $3,000 in assistance with closing costs through a loan that must be repaid for first time home buyers. Also offers HUD approved housing counseling including homebuyer counseling, reverse mortgage counseling to seniors, and foreclosure prevention programs.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Comprehensive training in purchasing a house for low- and moderate-income first-time home buyers, including: establishing good credit understanding home financing working with a realtor how house inspections work understanding documents signed at closingthrough traditional classroom setting; four weekly, two-hour sessions with guest speakers online through eHomeAmerica with videos and self-tests, enabling individuals to complete the program at home at his or her own paceOne-on-one counseling on topics from credit counseling to home maintenance.Residents of Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga, and Tompkins.Offers assistance with down payments; homebuyer education required.

Provides comprehensive housing counseling services to residents free of charge.

The program offers subsidized rental housing to help individuals and families from homelessness or shelters. Also provides home ownership and homebuyer educational services and individual counseling to first time home buyers.

Offers first time homebuyers assistance to cover down payment and/or closing costs plus rehabilitation expenses. Also offers pre-purchase and post-purchase education, as well as homeownership counseling.

Provides prepurchase/first time homebuyers counseling, default delinquency counseling, budget counseling, housing assistance (Section 8 eligible), landlord/tenant assistance, reverse mortgage counseling (senior program) and referrals to other housing and non-housing agencies.

Assists persons/families in wide range of housing-related services such as pre-purchase counseling for home buyers, pre-rental, rental delinquency, mortgage default, post-occupancy, reverse mortgages, and money management counseling.

Offers home purchasing, refinancing, and foreclosure counseling.

Offers education seminars in person and online, as well as one-to-one counseling. These courses provide participants with the information that all first-time homebuyers should know in order to make well informed decisions and become an empowered and educated consumer. Course topics include: Assessment of Homeownership Readiness Budgeting & Credit Financing a Home Shopping for a Home Maintaining a Home Managing Homeownership Finances

Administers a variety of programs to promote affordable housing and community development statewide.

Offers a nine hour education and support program, for a fee, that is designed to assist first time home-buyers to overcome barriers and become prepared for homeownership. The classes meet one night per month and feature local experts involved in the home buying process. Also offers pre-purchase counseling and grant eligibility and education for no fee.

Provides housing counseling assistance in resolving housing issues and locating affordable housing for individuals and families. Offers assistance with landlord/tenant crises, evictions, foreclosure prevention services, mortgage default and homelessness. Provides advocacy, assistance with transition to permanent housing, legal advice and referrals to appropriate federal housing programs.