Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

Offers pre-purchase and pre-rental counseling as well as information about reverse mortgages, foreclosures, eviction, home improvements, and rehabilitation.

Assists in development of families by providing community service and support groups and incorporating and encouraging family structure and support. Address needs in the following areas: social services, domestic violence, child and elderly abuse, immigration, discrimination, housing, education issues, veterans affairs and crisis intervention.

The Housing programs help people with a variety of housing goals and needs. For some clients, keeping their home and avoiding foreclosure is a challenge. We can help via our foreclosure prevention counseling, where we look for programs that help people keep their homes. Others may be preparing to buy a home for the first time, and we can help them too with our pre-purchase counseling and Essentials for Buying your First Home program. We also offer reverse mortgage counseling, rental counseling, and a few other services, programs, and educational opportunities.

Seniors receive counseling on housing situations such as rentals, home ownership issues, real estate tax exemptions, foreclosure prevention and special government programs for eligible seniors.

Provides houses for homeless families of Suffolk County with two or more children and helps them to become self-sufficient. Rehabilitates and builds houses for these families, and provides support services in areas of home management, nutrition, goal setting, budgeting, and parenting through a social worker.

Provides listing of HUD certified, home counseling agencies for current and prospective home buyers and renters.

Provides credit counseling, housing counseling (Pre/Post Purchase, Mortgage Delinquency), Foreclosure Prevention Services, Student Loan Counseling, Pre Bankruptcy Counseling, Reverse Mortgage Counseling, and debt management for families, with an emphasis on budget development and maintenance while repairing unsecured debts. Also educates families in management of finances.

Provides education to individuals and families of what to expect after buying a home and how to continue asset building and to continue the success of maintaining the house. Program serves Orange, Ulster, Sullivan and Dutchess Counties.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations, and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default counseling. Call. Appointment preferred.

Provides educational programs, outreach activities, public presentations and services to increase community awareness of fair housing issues. Fair housing laws can protect many residents from illegal discrimination in obtaining housing. Advocacy on homelessness prevention.

Works to enhance quality of life, financial stability, and economic independence for individuals and families. Offers one-stop assistance in a confidential environment to community members. Assistance available year round to help families improve financial management skills and succeed in the workforce. Services include: - Benefits Eligibility and Assistance - Financial Education Workshops - One-on-One Financial Mentoring - Banking Assistance - Education and Career Counseling - Resume and Job Development - Homeownership Assistance - College Entrance Assistance - Assistance completing the Federal Application For Student Aid (FAFSA) - Free Community Events - Free Tax Preparation Assistance for income eligible taxpayers (see separate listing for VITA at Buffalo Federation of Neighborhood Centers)

Provides outreach, crisis intervention, housing counseling, benefits advocacy, tenant/landlord mediation, representation in administration proceedings with government agencies, home ownership counseling and translation.

New York State Homeowner Assistance Fund (NYS HAF) is a federally funded program dedicated to help homeowners with access to FREE legal assistance and housing counseling support with a HAF-approved provider in New York state area. Visit https://www.nyhomeownerfund.org/get-local-support.

Offers a program that is only available to individuals and families that are currently in the mortgage process with a lender. Services include education and support program designed to assist first time home-buyers to overcome barriers to, and become prepared for, homeownership. Classes are offered over consecutive weeks, or one full day.

* Provides information on buying a home, renting, foreclosure, credit issues and reverse mortgages.

Provides housing counseling, pre- and post-purchase/homebuyer counseling, foreclosure prevention/default counseling and closing cost assistance.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Home Improvement Program Neighborhood Improvement Program Demolition Program Street Reconstruction Program

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Vulnerable people are able to obtain and maintain safe and affordable housing.The Apartments at Country Farm1023 NYS Rte 38Owego, NY 13827 607-687-0707Long Meadow Senior Housing5 Browns LnOwego, NY 13827607-687-5554Nichols School House Apartments84 Cady AveNichols, NY 13812607-699-0524Springview Senior Housing80 Spring St Waverly, NY 14892607-565-4812

TRIP offers housing counseling services free of charge for purchase, default, foreclosure prevention and mortgage counseling.

* Provides financial education and housing counseling for those thinking about buying their first home or entering homeownership again, currently owning a home, or trying to get a handle on finances.