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Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

Offers foreclosure counseling workshops.

Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

Provides grants to eligible low-to-moderate income first time homebuyers for down payments and closing cost assistance. Provides credit counseling and help in preparing to obtain a home loan.

Vulnerable people are able to obtain and maintain safe and affordable housing.The Apartments at Country Farm1023 NYS Rte 38Owego, NY 13827 607-687-0707Long Meadow Senior Housing5 Browns LnOwego, NY 13827607-687-5554Nichols School House Apartments84 Cady AveNichols, NY 13812607-699-0524Springview Senior Housing80 Spring St Waverly, NY 14892607-565-4812

Offers information and referral on housing options in Broome County, including counseling for first-time home buyers, homeowners in default, budget and credit counseling, rental counseling and rental relocation.

Provides budget, credit, financial, homebuyer, rental and foreclosure prevention counseling. Support residents with issues regarding homeownership including foreclosure prevention and home maintenance.

Provides one-on-one HUD certified counseling.

Emergency Housing Provides comprehensive services to at-risk and homeless households to promote retention and maintenance of safe, affordable housing, access to support services and provides case management. Also provides Emergency Shelter for Code Blue.Housing Services Provides housing education, counseling, and budgeting guidance for renters, homeowners and potential homeowners.Transitional Housing Provides supports and financial assistance to victims who have become homeless as a result of fleeing an abusive situation.

Provides guidance and education in the areas of pre-purchase, homebuyer education, delinquency/default, loss mitigation, rental housing, fair housing, and non-delinquent post-purchase issues.

Responds to complaints of discrimination in rental or purchase of housing. Provides education to consumers, professionals and Co-op boards about issues on fair housing practices.

A not for profit HUD Approved Housing Counseling agency that provides pre- and post-purchase counseling, foreclosure prevention, and rental counseling to landlords and tenants. Offers the following programs: - First Time Homebuyers Program - Foreclosure Prevention - Home Equity Conversion Mortgage Counseling / Reverse Mortgage Counseling - Landlord Training - Rental Registry - Tenant Education - DHS Inspections

Provides counseling and education for those looking to become first time home buyers. Also provides financial capability counseling, mortgage assistance and foreclosure prevention, and fair housing counseling and education. Programs serve as a source of information about ownership, predatory lending, mortgage foreclosure prevention, fair housing, budgeting, handling debt, and credit repair. Provides rental search assistance and limited financial assistance when funding is available (for financial assistance, see separate program listing on FEMA Assistance - Buffalo Urban League).

Assists persons/families in wide range of housing-related services such as pre-purchase counseling for home buyers, pre-rental, rental delinquency, mortgage default, post-occupancy, reverse mortgages, and money management counseling.

Offers rental assistance, homeownership counseling, and housing rehabilitation. Housing repair assistance. Processes HUD Section 8 Rental applications.

Provides housing counseling, pre- and post-purchase/homebuyer counseling, foreclosure prevention/default counseling and closing cost assistance.

Provides a nationally-certified Homebuyer Education Course for first-time homebuyers, individual pre-purchase and post-purchase counseling. Course certificate required for most first-time homebuyer programs.

The Housing Voucher Program offers rental assistance to eligible low to moderate income families and individuals who want to reside in Chenango County and help them gain safe and adequate housing.Monthly rental payments are provided based on the family size and income. Also, all rental units for the Housing Choice Voucher Program must meet HUD housing quality standards for the occupant's health and safety. The Housing Choice Voucher Program has a wait list (18-24 months) and applicants are encouraged to apply as soon as possible to start the process.

Provides rental assistance through Section 8 Housing for families to reside in clean, decent and affordable housing.Apartments available for disabled, seniors and veterans.

Our goal is to help individuals and families move on from homelessness into a position of safe, affordable, and stable quality housing. Our team offers specific counseling in areas that our clients desire and qualify for, so they can achieve independence in the housing placement of their choosing.

Offers pre-purchase counseling, home buyer seminars, mortgage and rental default counseling, and Reverse Equity Mortgage Certification. This is a HUD-certified counseling agency.

Offers foreclosure counseling workshops.

Project Veterans' Independence is a Catholic Charities program partnership with the Department of Housing and Urban Development (HUD). Our goal is to place homeless veterans into permanent housing and help them live independently within their communities while offering counseling and access to support services. Supportive case management, peer-to-peer support groups and crisis intervention services are available to all clients.