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Provides a variety of educational, interesting and fun opportunities to meet new people and promote lifelong learning. Courses are offered in: Adult Auto/Defensive Driving; Boating; College Prep; Creative Arts; Financial & Legal; Health & Wellness; Music & Performing Arts; Physical Fitness; Special Interests and Stitchery. Courses vary each semester. Call for detailed information of course offered.  

Offers default mortgage counseling to homeowners with FHA loans, conventional loans, and seeks to assist in maintaining properties to prevent foreclosure through negotiating with lenders for mortgage delinquencies. Does not offer cash assistance. Also perform budget analysis in order to educate individuals and prevent homelessness as well as assist families and/or individuals in their transition to permanent housing. Tracks predatory lending.

Provides budget, credit, financial, homebuyer, rental and foreclosure prevention counseling. Support residents with issues regarding homeownership including foreclosure prevention and home maintenance.

PREP is a teen pregnancy prevention program for middle school-aged youth that uses evidence-based program models to educate youth on healthy decision-making patterns, abstinence and contraception, as well as adult preparatory subjects, which includes healthy relationships, financial literacy, effective parent-child communication, and college and career planning. PREP has an Advisory Board that is dedicated to helping through cross-collaborative partnerships (related to positive youth development work), program oversight, sustainability, and expansion opportunities for youth in Haverstraw and Spring Valley.

Offers shelter placements and assistance with emergency housing needs through the Department of Social Services (DSS) under the auspices of the Nassau County Office of Housing and Community Development (OHCD). Eligible individuals and families can, on an emergency, temporary basis be assisted with shelter and other items of need in order to meet their emergency. The goal is to provide families and individuals with the tools they need to secure a permanent, stable housing, and move as quickly as possible to a stable self-sufficient role in the community. In addition DSS offers assistance to a family or individual who is threatened with eviction or foreclosure, assistance may be available to save the current housing. These emergency programs are: Emergency Assistance to Adults; Emergency Assistance to Families and Emergency Safety Net Assistance. These programs were designed to meet one-time non-recurrent emergency situations. These benefits do have specific eligibility requirements, and each case receives the attention of a worker with specialized knowledge in this area. Applications for eligibility should be made at Department of Social Services as soon as the potential problem becomes known. Call for detailed information regarding all programs and services offered.

Provides credit counseling, housing counseling (Pre/Post Purchase, Mortgage Delinquency), Foreclosure Prevention Services, Student Loan Counseling, Pre Bankruptcy Counseling, Reverse Mortgage Counseling, and debt management for families, with an emphasis on budget development and maintenance while repairing unsecured debts. Also educates families in management of finances.

Course offerings include: Financial Planning Overview; Intermediate Quickbooks; Introduction to Quickbooks; Social Security Optimization and Stocks, Bonds and Investing. Courses vary each semester and are held at various locations. Call for detailed information.

The Nassau County Bar Association provides one-on-one legal consultation with an attorney on any issue regarding mortgage foreclosure. Call for more information or to make a reservation for the next clinic.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Will represent debtors in Chapter 13 Proceedings, in which debtors arrange a multi-year payment plan to pay outstanding debts and avoid liquidation. Representation is provided by upper-level law students, working under the close supervision of experienced lawyers who are clinical professors. There is no charge for clinic representation. However, the clinics have limited resources and cannot take every case, no matter how deserving. Clinic staff members meet with potential clients by appointment only. Please do not visit the Law Center unless you have first contacted the Office of Clinical Programs at 631-761-7080 to see if you are eligible. Call for more information.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.

Offers a variety of resources, including online materials, for individuals struggling with overspending and the professionals in the community who help them.

Provides a checklist including 6 steps for caregivers to take to protect their loved ones and their own self.

Provides one on one counseling for individual and families to establish financial stability, and help them reach their financial goals.

Offers counseling to help avoid foreclosure and referrals to nonprofit housing counselors who may be able to assist in negotiating a solution or finding legal services.

Provides information on how to plan for future medical care using advanced directives.

AARP provides information on how to manage caregiving finances and obtain legal caregiving documents including advance care directives, long-term care insurance, wills, and powers of attorney.

Manages and maintains social security benefits, assists with financial planning including budgeting income and review of finances, and offers financial workshops. Services in Spanish available. Appointment required.

A nonprofit law firm that provides free legal aid, including legal representation, advocacy, and other services, to low-income people in 14 counties of Western New York. Provides help with problems relating to housing/homelessness, evictions, foreclosure, domestic violence, orders of protection, family law issues (with referral from the family court), re-entry, unemployment insurance denials, Supplemental Security Income (SSI) denials, government benefits, public assistance, SNAP, and other legal problems. Can also provide community legal education presentations on the topics described above. The Olean Office of LawNY helps qualified clients in Cattaraugus County. ##REENTRY##

Provides emergency assistance to individuals with an urgent need for food, personal care items, medication, or other assistance due to an unforeseen emergency; food vouchers provided. Works with clients on budgeting to prevent future emergencies. Provides group for separated/divorced parents and significant others who want to reduce conflict and effectively parent their children. Provides domestic violence classes for men whose participation is court ordered. These classes provide information on the impact of men's abuse of power on family members; men's violence against women in society and how to end it; the historical, societal and cultural aspects of domestic abuse, oppression, racism, and sexism; and community efforts to stop domestic violence at the local and national level. Also provides friendly phone calls for older adults in Genesee County.

Provides civil legal services for mental health consumers, including assistance related to: - SOCIAL SECURITY DISABILITY/SUPPLEMENTAL SECURITY INCOME (SSI): Appeal of benefit denial, Initial SSD/SSI applications, Continuing Disability Review (CDR/Cessations), and Overpayments - PUBLIC BENEFITS: Appeal of benefit denial, termination or suspension of: Temporary Assistance, Food Stamps (SNAP), and Medicaid (MA) - HOUSING LAW: Landlord/Tenant Disputes and Tenant’s Rights, Evictions (Advice & Counsel), and Section 8 Informal Hearings - FAMILY LAW: Uncontested Divorces, Contested Divorces (disputes other than custody or child support) on a case by case basis, Child Support, and Custody/Visitation - CONSUMER LAW: Bankruptcy advisement (Chapter 7), Formal complaints to Attorney General, Creditor Harassment, and Student Loan Discharge advisement (TPD-based on disability) - ADVANCE DIRECTIVES: Power of Attorney, Other/related advanced directives (limited basis)

A not-for-profit public interest firm providing free legal services to low-income individuals and families in Western New York. NLS aims to create the greatest access to the justice system for low-income individuals and those living with disabilities to pursue goals that will increase both the stability and the quality of their lives. Provides civil legal services in the following areas: - Housing (evictions, unsafe conditions, housing choice vouchers, discrimination, landlord/tenant concerns) - Family (DV, family offense petitions, custody, visitation, divorce, child and spousal support, paternity) - Public Benefits (temporary assistance, SNAP, Medicaid, utility shutoffs, emergency assistance, fair hearings, overpayments) - Medical-Legal Partnership (temporary assistance, SNAP, wills, SSI, Veteran services) - Disability (health insurance coverage issues, denial of services and equipment, SSI, SSDI, benefits advisement, overpayments, Medicaid/Medicare) - Student Loan/Debt Counseling - Health Insurance Navigators (New York State of Health) ##RENTRY##

Offers workshops or classes for schools, banks, employers, community organizations, and churches on personal money management, avoiding debt and managing credit. There are also seminars for the general public, including home buyer education.