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31 W 34th St Ste 7030, New York, NY 10001
Provides credit/debt, budget, and housing counseling free of charge to consumers throughout New York. Counselors can help an individual with: Understanding their financial situation and goals Explaining debt management options Offering recommendations for how to get out of debt Developing a personalized action plan
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211 Susquehanna UW Vestal
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6 South Main Street, Mechanicville, NY 12118
Provides supports and raising awareness for community families through one-on-one advocacy, and support, goal setting, budget development and individual attention as well as larger community presentations, increased access to services, and referrals to appropriate community resources.
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211 North East New York
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500 Pacific Ave., Bremerton, WA 98337
Provides the legally required Bankruptcy Counseling and issuing of the certificate needed prior to filing for bankruptcy.
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Finger Lakes Region 211
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55 Ivan Allen Jr. Blvd. NW, Atlanta, GA 30308
Provides a full budget analysis, alternatives to bankruptcy, and suggestions that may help with current financial situation. Gives a complete overview of the bankruptcy process including advantages and disadvantages for filing bankruptcy. Upon completion of the course, a certificate is provided which is required in order to file for bankruptcy.
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Finger Lakes Region 211
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55 Ivan Allen Jr. Blvd. NW, Atlanta, GA 30308
Focuses on developing sound money management techniques, gaining financial literacy skills and re-establishing credit after bankruptcy. A Certificate of Completion for this two-hour course is required for bankruptcy discharge.
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Finger Lakes Region 211
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55 Ivan Allen Jr. Blvd. NW, Atlanta, GA 30308
Focuses on developing sound money management techniques, gaining financial literacy skills and re-establishing credit after bankruptcy. A Certificate of Completion for this two-hour course is required for bankruptcy discharge.
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Finger Lakes Region 211
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500 Pacific Ave., Bremerton, WA 98337
Provides the legally required Bankruptcy Counseling and issuing of the certificate needed prior to filing for bankruptcy.
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Finger Lakes Region 211
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55 Ivan Allen Jr. Blvd. NW, Atlanta, GA 30308
Provides a full budget analysis, alternatives to bankruptcy, and suggestions that may help with current financial situation. Gives a complete overview of the bankruptcy process including advantages and disadvantages for filing bankruptcy. Upon completion of the course, a certificate is provided which is required in order to file for bankruptcy.
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Finger Lakes Region 211
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384 Larkfield Road, East Northport, NY 11731
Provides credit counseling, housing counseling (Pre/Post Purchase, Mortgage Delinquency), Foreclosure Prevention Services, Student Loan Counseling, Pre Bankruptcy Counseling, Reverse Mortgage Counseling, and debt management for families, with an emphasis on budget development and maintenance while repairing unsecured debts. Also educates families in management of finances.
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211 Hudsson Valley / ADK
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14141 Southwest Freeway, Suite 1000, Sugar Land, TX 77478
The Debt Management Program (DMP) gives participants a personalized, structured, repayment plan to address each creditors requirements. Unlike a bankruptcy or debt settlement, clients repay 100% of the original debt over several years.
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211 Hudsson Valley / ADK
300 Quarropas Street, Room 147, White Plains, NY 10601
Provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and to answer some of the most commonly asked questions about the bankruptcy process.
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211 Hudsson Valley / ADK
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1501 Broadway, 12th Floor, 12021, New York, NY 10036
- Provides financial education, counseling services and debt relief to consumers.
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211 Life Line Finger Lakes
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221 South Warren Street, Suite 300, Syracuse, NY 13202
Provides civil legal services regarding housing issues, consumer problems, income security/benefits, and language access.
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211 Central New York
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Landlord/Tenant Dispute ResolutionProtection and Advocacy for Individuals With DisabilitiesWorkers Compensation Benefits AssistanceImmigrant Benefits AssistanceGeneral Benefits and Services AssistanceEviction Prevention AssistanceLegislative AdvocacyCriminal Justice/Legal System Reform GroupsCommunity Legal ClinicsConsumer LawPredatory Lending AssistancePension Benefits AssistancePublic/Subsidized Housing Appeals AssistanceWelfare Rights AssistanceHousing Discrimination AssistanceLegal CounselingConsumer EducationBankruptcy AssistanceVeteran Benefits AssistanceLegal RepresentationAdministrative AdvocacyGeneral Legal Aid
1050 University Avenue, Suite A, Rochester, NY 14607
- Offers consumer education and counseling for money and debt management. Debt management and consolidation Bankruptcy counseling Budget and credit counseling Financial education Foreclosure prevention counseling Reverse mortgage counseling Mortgage delinquency and default resolution counseling First-time homebuyer counselingRental counseling* Offer assistance to help low-to moderate-income clients qualify for affordable car loans with local lending partners through, Driven2Success program.
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211 Life Line Finger Lakes
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221 South Warren Street, Suite 310, Syracuse, NY 13202
Assists with consumer legal issues including bankruptcy, frozen bank accounts, debt problems, student loans, ID theft, car problems, and utility shutoffs.
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211 Central New York
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2019 Sandy Pond Lane, Waxhaw, NC 28173
- Provides a free consultation with a bankruptcy lawyer to discuss options for debt relief under bankruptcy protection. * Determines if bankruptcy will provide a fresh start to eliminate debts, stop foreclosure, or find relief from medical debts and credit card debt.
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211 Life Line Finger Lakes
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NY
Legal representation for low-income individuals, referred by Legal Aid of Mid-New York, needing bankruptcy relief. Assistance includes: obtaining and analyzing personal and financial histories\ preparing bankruptcy petitions and schedules, providing representation at the first meeting of creditors addressing issues arising in the caseCall Legal Aid of Mid-New York, 877- 777-6152, for eligibility screening.
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211 Tompkins Cortland
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105 Court Street, 3rd Fl, Binghamton, NY 13901
Lawyers provide free civil (non-criminal) advice, counseling, advocacy, and representation to low-income individual clients/groups.
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211 Susquehanna UW Vestal
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2019 Sandy Pond Lane, Waxhaw, NY 28173
Families suffering under the burden of debt can speak with a real attorney at no charge, to determine if bankruptcy would allow them a fresh start. Also, those falling behind on mortgage payments may discuss how a chapter 13 bankruptcy can stop foreclosure and save the family home.
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211 Hudsson Valley / ADK
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225 Eastview Drive, Central Islip, NY 11722
Will represent debtors in Chapter 13 Proceedings, in which debtors arrange a multi-year payment plan to pay outstanding debts and avoid liquidation. Representation is provided by upper-level law students, working under the close supervision of experienced lawyers who are clinical professors. There is no charge for clinic representation. However, the clinics have limited resources and cannot take every case, no matter how deserving. Clinic staff members meet with potential clients by appointment only. Please do not visit the Law Center unless you have first contacted the Office of Clinical Programs at 631-761-7080 to see if you are eligible. Call for more information.
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211 Hudsson Valley / ADK
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Buffalo City Court, 50 Delaware Avenue, Floor 7, Part 15, Buffalo, NY 14203
Assists and advises debtors in representing themselves in court and filing all the necessary court paperwork related to debt. Program can help people who may have collections issues, wage garnishments, frozen bank accounts, debt court cases or judgments related to credit card debts, medical debts, student loans, car loans, utilities collections, lines of credit, charge accounts, and foreclosures.
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211 Western New York
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6213 N Cloverdale Rd, Suite 130, Boise, ID 83713
Offers debt relief programs to help consumers establish a solid financial future by eliminating their current challenges on favorable terms. For homebuyers, we provide a home buyer education certificate course online. We also offer reverse mortgage (HECM) counseling for senior homeowners. Additionally focuses on preventing financial issues and helping individuals develop strong core competencies in personal finance. Services include free credit counseling, debt management, financial workshops and webinars, student loan counseling, and bankruptcy certificate services.
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211 Western New York
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1021 Broadway Street, 5th Floor, Buffalo, NY 14212
Provides civil legal services for mental health consumers, including assistance related to:
- SOCIAL SECURITY DISABILITY/SUPPLEMENTAL SECURITY INCOME (SSI): Appeal of benefit denial, Initial SSD/SSI applications, Continuing Disability Review (CDR/Cessations), and Overpayments
- PUBLIC BENEFITS: Appeal of benefit denial, termination or suspension of: Temporary Assistance, Food Stamps (SNAP), and Medicaid (MA)
- HOUSING LAW: Landlord/Tenant Disputes and Tenant’s Rights, Evictions (Advice & Counsel), and Section 8 Informal Hearings
- FAMILY LAW: Uncontested Divorces, Contested Divorces (disputes other than custody or child support) on a case by case basis, Child Support, and Custody/Visitation
- CONSUMER LAW: Bankruptcy advisement (Chapter 7), Formal complaints to Attorney General, Creditor Harassment, and Student Loan Discharge advisement (TPD-based on disability)
- ADVANCE DIRECTIVES: Power of Attorney, Other/related advanced directives (limited basis)
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211 Western New York
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Durable Power of Attorney for Health CareDurable Power of Attorney for Mental Health CareDivorce AssistanceDurable Power of Attorney for Asset ManagementConsumer LawBankruptcy AssistanceChild Support Wage Assignment AssistanceGeneral Benefits AssistanceAdvance Medical DirectivesTenant Rights Information / CounselingEviction Prevention Legal AssistanceChild Custody / Visitation AssistanceLandlord / Tenant Dispute ResolutionWelfare Rights AssistanceChild Support Assistance / Enforcement
438 Main St, 7th Floor, Buffalo, NY 14202
Provides free civil legal services for individuals who are HIV positive or who have an HIV positive family member, including but not limited to: end of life planning, care and custody planning, child support, custody, visitation, family offenses, divorce, discrimination, bankruptcy, housing problems, and name change.
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211 Western New York
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Child Custody / Visitation AssistanceEx-Offender Legal AssistanceName Change AssistanceChild Support Assistance / EnforcementAdvance Medical DirectivesTenant Rights Information / CounselingGeneral Legal AidClub Membership Discrimination AssistanceEviction Prevention Legal AssistanceEducation Discrimination AssistanceCustomer Service Discrimination AssistanceHealth Care Discrimination AssistanceEmployment Discrimination AssistanceWill Preparation AssistanceHousing Discrimination AssistanceComprehensive Family Law ServicesBankruptcy AssistanceDivorce AssistanceLiving Trust Preparation Assistance
40 Gardenville Pkwy, Ste 300, West Seneca, NY 14224
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211 Western New York
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