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* Provides financial education, counseling services and debt relief to consumers.

Provides one-on-one housing counseling for any homeowner in default or foreclosure or in danger of either. Offers face-to-face counseling to review of household budget, explanation of options, advocacy with lender/servicer and referral for legal services.

* Offer home ownership counseling and credit counseling to first time home buyers.* Provides comprehensive foreclosure prevention counseling.* Offers financial literacy classes.

Offers one-on-one counseling to assist homeowners who are or may need foreclosure prevention assistance through counseling and legal referral services.

Counseling for homeowners in mortgage default or delinquent with mortgage payments.

Offers phone and personal one-on-one counseling to help homeowners keep their homes, establish financial stability, and learn strategies to avoid foreclosure proceedings in the future.

* Provides legal services and counseling for civil matters to low-income people. Legal education and information. Health care advocacy. Elder Law advocacy. SSI disability advocacy. Domestic violence/victims of a crime. Medicare and Medicaid legal problems and denials. Fair housing enforcement/ housing discrimination and education. Public benefits such as SNAP. * Provides legal information to people who are homeless, at risk of losing their housing, or have a public benefits termination or denial; this includes: Evictions. Foreclosures. * Provides information for referrals for civil legal needs that are not listed. Resources can oftentimes link people with a source of assistance.

* Provides counseling on Foreclosure prevention for homeowners who are behind on their mortgage or proterty tax payment.

TRIP offers pre and post purchase housing and financial programs and services to assist first time home-buyers and current homeowners to be successful over the long term. Services include individual housing and financial counseling, home-buyer education classes, foreclosure prevention services, landlord training, home repairs, and more.

Provides a program designed to help homeowners remain in their homes by preventing and/or delaying foreclosure. Cases covered include mortgage foreclosure, tax foreclosures, and tenants being evicted due to foreclosure.

Free credit counseling, financial management and assistance negotiating with lenders. Helps individuals and families through saving homes, rebuilding financial solvency or minimizing the community impact of foreclosure. Karen Wheeler, 607-734-9784 ext 2132 Amy Bell, 607-734-9784 ext 2127

* Provides home owner services to first time homebuyers as well as current homeowners. Tenant Education, including information on tenant rights and resources. Guidance for senior homeowners, including counseling on Home Equity Conversion Mortgages. Foreclosure prevention. Homeowner repair grants information (Housing council doesn't provide grants but can help in finding information).* Offers landlord services such as courses to help better manage their properties and Paint lead safety, provides free and low cost publications and forms to help them manage relationships with tenants.* Schedules inspections for Landlords accepting LTSA's (Landlord Tenant Security Agreement). * Offers information and referral hotline for homeownership and rental related questions.* Provides a rental registry with available housing units for rent. The list is updated every Tuesday and Thursday and is available on the website. The registry cannot be mailed.* Member of the Healthy Homes Partnership.* Additional information on current programs available on agency website. Does not provide financial assistance for rent or security deposit.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

* Offers consumer education and counseling for money and debt management. Debt management and consolidation Bankruptcy counseling Budget and credit counseling Financial education Foreclosure prevention counseling Reverse mortgage counseling Mortgage delinquency and default resolution counseling First-time homebuyer counselingRental counseling* Offer assistance to help low-to moderate-income clients qualify for affordable car loans with local lending partners through, Driven2Success program.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Offers budget and debt counseling to those who need help with budgeting, money management skills, and credit issues.

Offers assistance to homeowners who are facing foreclosure and are in need of legal advice and representation.

Free debt, budget, credit report and housing counseling to consumers, plus information and counseling on student loans.Housing counseling: mortgage and rent delinquency foreclosure prevention first-time homebuyer reverse mortgage home equity loansDebt management (fee): bring accounts current reduce interest rate waive late and overlimit feesBonded, licensed and registered to operate in all 50 states. Accredited by the Council on Accreditation and an an official U.S. Department of Housing and Urban Development (HUD) housing counseling intermediary.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Provides foreclosure prevention counseling to homeowners in default with their mortgages. Homeowners are advised of various options available to assist them in avoiding foreclosure.

Provides budget, credit, financial, homebuyer, rental and foreclosure prevention counseling. Support residents with issues regarding homeownership including foreclosure prevention and home maintenance.

Eviction Assistance: Provides help to low income who are qualified for subsidized housing and section 8 choice vouchers. For those who may not be qualified for subsidized/section 8, provide older adults, veterans, domestic violence, LGBQT, breast cancer, or individuals diagnosed with AIDS who may be a target for eviction. Landlord/Tenant Dispute Resolution: Aids individuals struggling with their landlord for reasons ranging from eviction, living conditions, recurring problems, etc. Foreclosure Assistance: helps advocate for individuals with mortgage foreclosure with guidance through the legal process and representation, if needed.

A certified Hud-housing agency that provides tenant assistance, eviction prevention, home ownership counseling, landlord-tenant mediation, foreclosure counseling, first time home buyer counseling, reverse mortgage counseling, and housing court assistance. A loan/grant program is in place to assist with home improvement, weatherization and applications for funding for other housing-related services.

Eviction Assistance: Provides help to low income who are qualified for subsidized housing and section 8 choice vouchers. For those who may not be qualified for subsidized/section 8, provide older adults, veterans, domestic violence, LGBQT, breast cancer, or individuals diagnosed with AIDS who may be a target for eviction. Landlord/Tenant Dispute Resolution: Aids individuals struggling with their landlord for reasons ranging from eviction, living conditions, recurring problems, etc. Foreclosure Assistance: helps advocate for individuals with mortgage foreclosure with guidance through the legal process and representation, if needed.