Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

* Offer home ownership counseling and credit counseling to first time home buyers.* Provides comprehensive foreclosure prevention counseling.* Offers financial literacy classes.

Free debt, budget, credit report and housing counseling to consumers, plus information and counseling on student loans.Housing counseling: mortgage and rent delinquency foreclosure prevention first-time homebuyer reverse mortgage home equity loansDebt management (fee): bring accounts current reduce interest rate waive late and overlimit feesBonded, licensed and registered to operate in all 50 states. Accredited by the Council on Accreditation and an an official U.S. Department of Housing and Urban Development (HUD) housing counseling intermediary.

Emergency Housing Provides comprehensive services to at-risk and homeless households to promote retention and maintenance of safe, affordable housing, access to support services and provides case management.Housing Services Provides housing education, counseling, and budgeting guidance for renters, homeowners and potential homeowners.Transitional Housing Provides supports and financial assistance to victims who have become homeless as a result of fleeing an abusive situation.

* Provides counseling on Foreclosure prevention for homeowners who are behind on their mortgage or proterty tax payment.

* Offers down payment and closing cost assistance.* Assists with housing rehabilitation for owner-occupants of one to four family houses. Part of rehabilitation loan program House inspection and job cost estimate Written specifications and bid process Advisement in selection of contractors* Offers affordable loan financing and counseling for housing rehabilitation and home improvement loans for non-bankable owner-occupants.* Offers HUD-certified housing counselors on staff to offer free Foreclosure Prevention counseling.

* Provides comprehensive free telephone counseling to help avoid foreclosure or anyone struggling with their mortgage.

* Trained counselors in foreclosure prevention and will set up a plan of action.

* Provides information on buying a home, renting, foreclosure, credit issues and reverse mortgages.

* Works with lenders to arrange an alternative to foreclosure and provide relief to the homeowner services included are: Loan modifications. Partial claims. Forbearances. Reduce payments and catch up the arrears.

* Provides a variety of services to ensure that residents, regardless of income, are able to sustain safe and affordable housing. Foreclosure Prevention Services - Homeowners delinquent in their mortgage payments or in jeopardy of foreclosure can receive counseling to examine their budget, explore their options and establish an action plan. Certified Counselors assist with setting up repayment plans, loan modifications, short payoffs and deed in lieu of foreclosure. There is no fee for these services. Online Homebuyer Education Classes - Provides classes online through eHome. Upon completion clients will schedule a short session with an Agency housing counselor to answer any remaining questions and receive their certificate. Rental Counseling - Provides assistance in securing rental housing or negotiating issues with their current landlord. Credit Counseling.

* Provides legal services and counseling for civil matters to low-income people. Legal education and information. Health care advocacy. Elder Law advocacy. SSI disability advocacy. Domestic violence/victims of a crime. Medicare and Medicaid legal problems and denials. Fair housing enforcement/ housing discrimination and education. Public benefits such as SNAP. * Provides legal information to people who are homeless, at risk of losing their housing, or have a public benefits termination or denial; this includes: Evictions. Foreclosures. * Provides information for referrals for civil legal needs that are not listed. Resources can oftentimes link people with a source of assistance.

Offers assistance to homeowners who are facing foreclosure and are in need of legal advice and representation.

Offers budget and debt counseling to those who need help with budgeting, money management skills, and credit issues.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Offers referrals to government agencies, legal aid entities and other non-profit organizations for information about foreclosure while caller is working with lender during this process.

Counseling for homeowners in mortgage default or delinquent with mortgage payments.

Free credit counseling, financial management and assistance negotiating with lenders. Helps individuals and families through saving homes, rebuilding financial solvency or minimizing the community impact of foreclosure. Karen Wheeler, 607-734-9784 ext 2132 Amy Bell, 607-734-9784 ext 2127

TRIP offers housing counseling services free of charge for purchase, default, foreclosure prevention and mortgage counseling.

Provides a program designed to help homeowners remain in their homes by preventing and/or delaying foreclosure. Cases covered include mortgage foreclosure, tax foreclosures, and tenants being evicted due to foreclosure.

Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Families falling behind on mortgage payments can speak with a housing counselor. They will discuss methods to stop foreclosure, including loan modification, forbearance plans, or other plans to allow the family to remain in the home and catch up on missed payments.

Offers one-on-one counseling to assist homeowners who are or may need foreclosure prevention assistance through counseling and legal referral services.

Provides one-on-one housing counseling for any homeowner in default or foreclosure or in danger of either. Offers face-to-face counseling to review of household budget, explanation of options, advocacy with lender/servicer and referral for legal services.

Provides a program designed to help homeowners remain in their homes by preventing and/or delaying foreclosure. Cases covered include mortgage foreclosure, tax foreclosures, and tenants being evicted due to foreclosure.

Assists persons/families in wide range of housing-related services such as pre-purchase counseling for home buyers, pre-rental, rental delinquency, mortgage default, post-occupancy, reverse mortgages, and money management counseling.