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Provides information, counseling, and assistance with the most up-to-date information about Medicare, Medicare Supplemental Plans, Managed Care Plans (HMO, PPO, PEES, MSA), Premium Rates, Medicaid, Prescription Coverage, and Long-Term Care Insurance. Helps people make educated decisions regarding insurance options by providing unbiased, up-to-date, personalized information. Helps uninsured/under-insured persons. Also provides confidential help with health insurance problems, including billing, filing appeals, referrals to appropriate agencies including legal assistance, and one-on-one counseling by appointment. Group presentation available. Provides training for professionals and caregivers.

Offers legal counseling, information, and assistance with such concerns as Health Care Proxy, wills, guardianship, power of attorney, living wills and trusts, consumer fraud, contractual disputes, tenant-landlord disputes, home ownership questions, neighbor disputes, Social Security questions, Medicare and Medicaid related problems, SSI application, and eligibility questions.

Helps consumers resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law.

Offers general legal aid to people 200 percent below the poverty income guidelines.

A not-for-profit public interest firm providing free legal services to low-income individuals and families in Western New York. NLS aims to create the greatest access to the justice system for low-income individuals and those living with disabilities to pursue goals that will increase both the stability and the quality of their lives. Offers services in the following areas: - Housing (evictions, unsafe conditions, housing choice vouchers, discrimination, landlord/tenant concerns) - Family (DV, family offense petitions, custody, visitation, divorce, child and spousal support, paternity) - Public Benefits (temporary assistance, SNAP, Medicaid, utility shutoffs, emergency assistance, fair hearings, overpayments) - Medical-Legal Partnership (temporary assistance, SNAP, wills, SSI, Veteran services) - Disability (health insurance coverage issues, denial of services and equipment, SSI, SSDI, benefits advisement, overpayments, Medicaid/Medicare) - Student Loan/Debt Counseling - Health Insurance Navigators (New York State of Health) ##RENTRY##

Helps consumers to resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law. The helpline aids people claim their benefits when the insurance denies coverage, assist with health care billing and payment problems, obtain their guaranteed health benefits, and investigate when people have lost their insurance coverage.

A not-for-profit public interest firm providing free legal services to low-income individuals and families in Western New York. NLS aims to create the greatest access to the justice system for low-income individuals and those living with disabilities to pursue goals that will increase both the stability and the quality of their lives. Provides civil legal services in the following areas: - Housing (evictions, unsafe conditions, housing choice vouchers, discrimination, landlord/tenant concerns) - Family (DV, family offense petitions, custody, visitation, divorce, child and spousal support, paternity) - Public Benefits (temporary assistance, SNAP, Medicaid, utility shutoffs, emergency assistance, fair hearings, overpayments) - Medical-Legal Partnership (temporary assistance, SNAP, wills, SSI, Veteran services) - Disability (health insurance coverage issues, denial of services and equipment, SSI, SSDI, benefits advisement, overpayments, Medicaid/Medicare) - Student Loan/Debt Counseling - Health Insurance Navigators (New York State of Health) ##RENTRY##

A not-for-profit public interest firm providing free legal services to low-income individuals and families in Western New York. NLS aims to create the greatest access to the justice system for low-income individuals and those living with disabilities to pursue goals that will increase both the stability and the quality of their lives. Offers services in the following areas: - Housing (evictions, unsafe conditions, housing choice vouchers, discrimination, landlord/tenant concerns) - Family (DV, family offense petitions, custody, visitation, divorce, child and spousal support, paternity) - Public Benefits (temporary assistance, SNAP, Medicaid, utility shutoffs, emergency assistance, fair hearings, overpayments) - Medical-Legal Partnership (temporary assistance, SNAP, wills, SSI, Veteran services) - Disability (health insurance coverage issues, denial of services and equipment, SSI, SSDI, benefits advisement, overpayments, Medicaid/Medicare) - Student Loan/Debt Counseling - Health Insurance Navigators (New York State of Health) ##RENTRY##

The Office of the Flood Insurance Advocate advocates for the fair treatment of policyholders and property owners by providing education and guidance on all aspects of the National Flood Insurance Program. If your have utilized existing resources (insurance agent, National Flood Insurance Program (NFIP) insurance company and/or the NFIP Help Center) and are still frustrated and confused, request assistance from the Office of the Flood Insurance Advocate on the issue you have been unable to resolve. Visit the OFIA's webpage at www.fema.gov/flood-insurance-reform-flood-insurance-advocate where your may submit questions and inquiries via the "Ask a Question" Link. An Advocate Representative will respond as soon as possible with additional information on how the questions or concerns will be handled. Online questionnaire only.

Assists seniors through the maze of medicare and health insurance paperwork. Trained volunteers provide senior citizens with information, counseling and assistance necessary to purchase, claim and appeal decisions about health insurance coverage. Call for information and scheduling.

A national organization that serves as a liaison between the patient and their insurer, employer and/or creditors to resolve insurance, job discrimination and/or debt crisis matters relative to their diagnosis. Seeks to safeguard patients through mediation assuring access to care, maintenance of employment and preservation of financial stability. Provides legal consultation and referral services for patients facing denial of insurance coverage, employment discrimination and need for negotiating support with public assistance programs. In situations of health crisis, careworkers offer free help in resolving issues. Website offers online request-for-help capability and has a directory of prescription drug patient assistance programs that offer medicines free of charge to physicians whose patients might not otherwise have access to necessary medicine.

Provides information, education, and counseling about Medicare and other health insurances for those who are enrolled or soon to be eligible for Medicare.

Offers free legal services for individuals living with or affected by HIV/AIDS in cases regarding access to health care services, HIV/AIDS-based discrimination, housing matters, assistance with denials or termination of benefits, health care proxies, powers of attorney, simple wills, family court matters, and divorce.

Helps consumers to resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law. The helpline aids people claim their benefits when the insurance denies coverage, assist with health care billing and payment problems, obtain their guaranteed health benefits, and investigate when people have lost their insurance coverage.

Provides assistance in filing claims to military veterans for service-related disabilities, such as exposure to hazardous chemicals while in active combat, educational benefits, vocational rehabilitation, medical and dental benefits, etc.

Provides assistance in gathering information on resources and consumer rights. Offers parent training for navigation of insurance, educational system and public entitlements. Provides linkage and referral for needed services.

Informs and helps citizens about health care rights and benefits, including: challenging health insurers denying claims for covered costs navigating the complex health care system targeting health care organizations with fraudulent, misleading or deceptive practices educating New Yorkers about their health care rightsOption 3 Helpline: helps benefits claims when HMO denies coverage assists with health care billing and payment problems helps obtain guaranteed benefits investigates lost insurance coverage

Helps consumers resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law.

Helps consumers to resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law. The helpline aids people claim their benefits when the insurance denies coverage, assist with health care billing and payment problems, obtain their guaranteed health benefits, and investigate when people have lost their insurance coverage.

Insurance claims, complaints and fraud reporting. Conducts investigations, gathers evidence and effects arrests for insurance frauds and related crimes.Fraud can be reported by phone, by mail, by fax, or online.

Helps consumers to resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law. The helpline aids people claim their benefits when the insurance denies coverage, assist with health care billing and payment problems, obtain their guaranteed health benefits, and investigate when people have lost their insurance coverage.

Provides unbiased no-cost health insurance counseling to Medicare beneficiaries (generally individuals 65 and older) through trained peer volunteer counselors. Assists older adults in understanding health insurance options, financial savings and assistance programs, as well as supports enrollment into health insurance and drug plans. Speakers and educational materials available on health insurance needs and options, Medicaid and Nursing Home Care, and related issues.

Helps consumers resolve their coverage disputes with health plans and ensures that they are receiving the care that they are entitled to under state law.

Provides information, education, and counseling about Medicare and other health insurances for those who are enrolled or soon to be eligible for Medicare.