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Offers home repair and modification assistance to homeowners to eliminate health and safety threats.

Provides emergency repairs to homes owned and lived in by senior low-income households.

Volunteers help the elderly, handicap and low income families with major home repairs such as roof repair, heating, hot water heaters and ramp construction.Homeowners OnlyAll Taxes and mortgage payments must be up to date

Emergency help for home owners 60+ to correct problems that are threat to life, health, or safety of seniors in Broome County (leaky faucets, locks installed, safety devices, railings, wheelchair ramps, porch and stair repair, and more.) Call for details.

Focuses on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

Offers:Home Repair ProgramsManufactured Home Replacement ProgramsHome Ownership Programs

Provides minor home repairs for moderate income homeowners of single family homes in Wyoming County.

Home Improvement Program Neighborhood Improvement Program Demolition Program Street Reconstruction ProgramUtility Payment Assistance:To be considered for the program, the town requires the following documentation for all adults living in the household:Proof of U.S. Citizenship/ birth certificate/ social security cardValid photo identification.Town of Union or Village of Endicott/ Johnson City residencyRenters must provide a signed lease agreement and proof that they are responsible for utility payments.Homeowners must provide deed/mortgage documentation.Three months of the most recent bank statements.Most recent tax returns with supporting W-2.Up to three months of utility bills (NYSEG/Municipal Electric)For more information on the program, contact the Town of Union Planning Department at 607-786-2985 or, email the following: [email protected]/ [email protected]/ [email protected].

Offers several programs to assist with housing needs. Emergency Assistance Program: Intended to address emergency situations such as utility service interruption (plumbing, heating, electrical) and the repair of specific house systems that are in poor or dangerous condition (roof, chimney). Conditions noted with each request for emergency assistance will be verified by a representative of the Office of Strategic Planning. Property must be well maintained and structurally sound. 50/50 Program: Offers a conditional grant for low-income first-time home buyers who are purchasing an existing one or two bedroom home in need of rehabilitation in the City of Buffalo. Grant is to assist in the rehabilitation of the home being purchased, amounting to one half of the rehabilitation cost up to a maximum of $25,000. City funds are used to match private financing for renovations to bring the property into compliance with local standards and lead-based paint hazard reduction requirements. Weatherization Program: Offers funds, up to $5,000 per structure, to assist homeowners in the City of Buffalo to make their homes more energy efficient and protected from the elements. Eligible expenses through this program include weather-stripping and caulking of doors and windows; cleaning, testing, and repairs of heating systems; adding insulation to walls and ceilings; and minor repairs as needed. Program is available city-wide to income-eligible owner occupants who meet program application guidelines. Down Payment & Closing Cost Assistance Program: Provides financial assistance to low and moderate income first-time homebuyers for closing costs related to the purchase of their first home. Funds are provided as an interest-free conditional grant/loan with a five-year term that is secured by a second mortgage on the property. Home Repair Program (currently unavailable until further notice): Offers housing repairs such as replacing windows, doors, furnaces, and hot water tanks. Program is available to income-eligible owner occupants who meet program application guidelines. Targets 20 owner-occupied homes for critical home repairs in the 14214, 14215, and 14216 zip codes of the City of Buffalo.

Various programs focus on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

The New York State Affordable Housing Corporation (AHC) creates homeownership opportunities for low- and moderate-income families by providing grants to governmental, not-for-profit and charitable organizations to help subsidize the cost of newly constructed houses and the renovation of existing housing. City of Binghamton607-772-7240www.cityofbinghamton.comBroome County - Home Improvement Delaware Opportunities Inc.607-746-1605https://delawareopportunities.orgDelaware County - Home Improvement, Acquisition/Rehabilitation Greater Opportunities for Broome & Chenango, Inc.607-334-7114www.ofcinc.orgBroome and Chenango County - Acquisition/Rehabilitation, Home Improvement Habitat for Humanity NYS607-748-4138www.habitatnys.orgBroome County - Acquisition/Rehabilitation, New Construction Ithaca Neighborhood Housing Services, Inc.607-277-4500www.ithacanhs.orgTioga County - Home Improvement, Acquisition/Rehab Tioga Opportunities Inc.607-687-4222https://tiogaopp.orgBroome and Tioga County - Home Improvement