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Flood insurance will be newly required for properties with federally backed mortgages that are in the Special Flood Hazard Area. Residents are encouraged to review the preliminary maps HERE and to learn more about flood insurance. FEMA recommends that residents speak with their insurance broker or visit https://www.floodsmart.gov/ for more information. The insurance requirement begins within 12 months of the effective date of the maps (effective date is yet to be determined, sign up for email updates to stay up to date). Some properties may be eligible for discounted insurance rates after being newly included in the Special Flood Hazard Area. Additional discounts may be available if a municipality participates in the Community Rating System, a voluntary incentive program that recognizes and encourages community floodplain management practices that exceed the minimum requirements of the National Flood Insurance Program (NFIP). Property owners may purchase insurance through the NFIP. The program is designed to cover damage in addition to limited disaster assistance programs in the case of a flooding event. The program is available regardless of whether your property is located in a flood zone. Most homeowners' insurance policies do not cover flood damage. With a high percentage of rental properties in Tompkins County, renters are encouraged to consider contents-only flood insurance, which can help protect items inside of a unit in the event of a flood.

New Yorkers can subscribe for NY-Alert to receive critical information and emergency alerts on what is happening in their area. Information may include severe weather warnings, significant highway closures, hazardous material spills and other emergency conditions.All areas of New York State are included in the system, and you can decide which area you would like to receive alerts about.Signing up is free, and messages can be received by phone, email, text and fax.

The Office of the Flood Insurance Advocate advocates for the fair treatment of policyholders and property owners by providing education and guidance on all aspects of the National Flood Insurance Program. If your have utilized existing resources (insurance agent, National Flood Insurance Program (NFIP) insurance company and/or the NFIP Help Center) and are still frustrated and confused, request assistance from the Office of the Flood Insurance Advocate on the issue you have been unable to resolve. Visit the OFIA's webpage at www.fema.gov/flood-insurance-reform-flood-insurance-advocate where your may submit questions and inquiries via the "Ask a Question" Link. An Advocate Representative will respond as soon as possible with additional information on how the questions or concerns will be handled. Online questionnaire only.

* Provides soil and water conservation services and programs. Assist Farms with implementing Best Management Practices. Assist landowners with drainage issues and flooding. Provide maps and soils information. Public awareness and education. Permit assistance. Soil Group Worksheets for the Ag Exemption program. Annual Tree & Shrub Program. Invasive species eradication. Promote soil health & water quality.

NFIP aims to reduce the impact of flooding on private and public structures by providing affordable insurance to property owners and by encouraging communities to adopt and enforce floodplain management regulations. The NFIP Help Center can answer general inquiries about flood insurance. Their number us 1-800-427-4661. NFIP Support Call Center answers questions about an existing flood insurance policy, if your agent or insurer is unable to assist you. Call 1-800-621-3362.