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Designed for first time home buyers, this program assists low/moderate-income persons into ownership with financial assistance through the use of grants to reduce the cost of the house to make it more affordable, do repairs to the house to ensure it meets code and housing quality standards, or both.

211 North East New York

Offers home rehabilitation assistance for low-to-moderate-income older adults with qualifying repairs.

211 North East New York

Provides up to $10,000 to assist low-income homeowners ages 60 years or older whose living conditions are hazaradous and pose a threat to life, health, or safety. Funding can be used towards heating systems repairs or replacement, electrical repairs or updates of electrical systems, plumbing repairs, structural repairs, and accessibility measures.

211 North East New York

single family mortgages for new or existing homes for very low to moderate income households in rural areas home repair loans and grants for very low-income applicants unable to obtain credit from traditional lending facilities; mobile home owners must own the land on which the home sits to improve or modernize a home, make it safer or more sanitary, remove health and safety hazard community loans and grants for water and sewer, fire halls, fire trucks/ambulances; day care centers, community-based centers, town halls, libraries rural business enterprise grants housing preservation grants elderly and family housing complexes for low-income residents business and industrial loans

211 Tompkins Cortland

Provides home repair grants and loans through New York State and NYSERDA to help increase a home's energy efficiency.

211 North East New York

RCHR offers grants for housing rehabilitation.

211 North East New York

Small Repair Program: up to 35 hours per household per year of health and safety-related maintenance and small repair services to low-income elderly (60+), disabled people, and single heads of household with dependents, all eligible clients must own the home they live in. who own the home they live in. INHS pays for labor, and in many cases also pays for materials. Low-income elderly receive priority. Veterans with service-related disabilities are also eligible at higher income levels.Home Rehabilitation: Access to Home Rehabilitation: makes home alterations to help low-to-moderate income, disabled and/or frail elderly homeowners avoid institutional care. Modifications can include ramps, handicap accessible kitchens and bathrooms, widened doorways for wheelchairs and stair and platform lifts. Veterans with service-related disabilities are also eligible at higher income levels. Available throughout Tompkins County, including the City of Ithaca. NYS Rehabilitation: forgivable or due on sale loans paying up to the full cost of major housing repair/rehabilitation projects such as new wells, septic systems, roofs, weatherization, electrical and plumbing. Geared to low-income homeowners;

211 Tompkins Cortland

211 Mid New York

Necessary home repairs through grants to low income families, seniors, veterans and persons with disabilities for owner-occupied single-family homes. Distributed on a first-come, first-served basis. Does Not Cover Cortland County Residents Access to Home grant: helps frail elderly and people with disabilities make exterior and interior modifications to their homes, e.g., installation of ramps, lifts, handrails, expanded doorways for wheelchairs or walkers and adaptive modifications to kitchens and bathrooms. These grants are available to mobile home owners even if they do not own the property on which the home sits. Home grant: No age restrictions; covers a home's interior and exterior. Property is inspected; work is put out to bid to contractors on the approved contractor's list. Lengthy process, but homeowner rarely needs to pay anything. Also covers mobile home replacements for families who own the property on which their current mobile home sits. Gross annual income limits, depend on household size. Affordable Housing Corporation grant: No age restrictions. Bishop Sheen pays 60% of the cost of one major repair; homeowner or another agency pays the remaining 40%. Open to mobile home owners if they own the property on which the home sits.

211 Tompkins Cortland

211 Mid New York

Loans and grants for income and program qualified homeownersfor structural and health and safety repairs.

211 Tompkins Cortland

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Finger Lakes Region 211

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Finger Lakes Region 211

Provides home ownership opportunities to low- and moderate-income individuals through several loan, grant, and loan guarantee programs. Funding may be available for single family homes, apartments for low-income persons or the elderly, housing for farm laborers, and community facilities such as childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

Finger Lakes Region 211

Replaces dilapidated mobile homes with new manufactured homes for those who qualify.

Finger Lakes Region 211

Works with income-eligible households (homeowners, renters, and landlords) to improve the energy efficiency of the home (single family units, manufactured housing, and 1-4 building rental units). Considers weatherization efforts including insulation and air sealing; home heating sources, hot water tanks, carbon monoxide or smoke detectors, solar options and more, to ensure the health and safety of homes. Grants offered through New York State Energy Research and Development Authority (NYSERDA) for income-eligible households, referrals and assessment also available.

Finger Lakes Region 211

Offers emergency home repairs and repairs for owner occupied single family homes. Repairs are for the health and safety of residents and structural integrity of the home and may include septic tanks, roofs, hot water tanks, as well as address accessibility issues.

Finger Lakes Region 211

Offers emergency home repairs and repairs for owner occupied single family homes in order to help repair or replace water wells and septic systems. Repairs are for the health and safety of residents and structural integrity of the home.

Finger Lakes Region 211

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Finger Lakes Region 211

Provides energy conservation measures and health and safety measures which include: reducing fuel consumption and other minor repairs related to energy needs, appliance efficiency testing and replacement, heating system repair and replacement, and insulation installation.

Finger Lakes Region 211

Offers energy saving and weatherization support to improve the energy efficiency of the home.

Finger Lakes Region 211

Assists Allegany County homeowners or renters, on Medicaid and with a substantial limitation caused by a disability, with accessibility modifications designed to address the needs of the person living with a disability.

Finger Lakes Region 211

Offers various grants and loans to help homeowners ensure safe housing. Improvements may include waste and water systems, roof, siding, code upgrades, windows and doors, structural components, and heating upgrades.

Finger Lakes Region 211

Provides grants to assist eligible homeowners to make essential home repairs and to correct basic structural deficiencies that present health and safety hazards to the residents. Improvements may include repairs to major building systems (roof, electrical, heating, plumbing) as well as code items and other necessary repairs. The program does not provide funds for basic remodeling costs. Priority will be given to properties in greatest need of rehabilitation.

Finger Lakes Region 211

Offers low interest loans to improve housing conditions and housing energy consumption. Loans can be used for repairs, energy conservation improvements and environmental modifications and/or access for disabled. No cosmetic or other improvements except as noted. A lien is placed on the home for amounts over $3,000.

Finger Lakes Region 211