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Provides deferred, no interest loans to qualified homeowners for home improvements.

Provides energy conservation measures and health and safety measures which include: reducing fuel consumption and other minor repairs related to energy needs, appliance efficiency testing and replacement, heating system repair and replacement, and insulation installation.

Offers loans to help with home repairs. Applicants must own and occupy their residence and meet the income guidelines. The 0% or 3% loan can provide up to $10,000 in home repairs.

Offers economic development loans for commercial development/maintenance, housing rehabilitation loans for rental properties, and loans to help with water and sewer issues. Helps to identify other funding sources to help build the local business economy, including providing demographic and statistical data, identifying commercial sites and buildings, coordinating reviews and help with understanding and complying with local zoning and code laws.

Works with income-eligible households (homeowners, renters, and landlords) to improve the energy efficiency of the home (single family units, manufactured housing, and 1-4 building rental units). Considers weatherization efforts including insulation and air sealing; home heating sources, hot water tanks, carbon monoxide or smoke detectors, solar options and more, to ensure the health and safety of homes. Grants offered through New York State Energy Research and Development Authority (NYSERDA) for income-eligible households, referrals and assessment also available.

Offers emergency home repairs and repairs for owner occupied single family homes. Repairs are for the health and safety of residents and structural integrity of the home and may include septic tanks, roofs, hot water tanks, as well as address accessibility issues.

Provides loans for homeowners in Erie County to make health and safety repairs to their homes. Eligible repairs include but are not limited to furnace and electrical repairs, repairs to address sewer/plumbing emergencies, and lead paint remediation. Program is funded by ECDSS, and loans are serviced by Home HeadQuarters, a non-profit, certified Community Development Financial Institution.

**Program opens on September 17, 2024 and closes at 5:00pm on October 7, 2024** Long Island Housing Partnership, Inc. (LIHP) invites homeowners with direct damages sustained as a result of severe storms and flooding in Nassau and Suffolk Counties on August 18, 2024 and August 19, 2024 to apply to The New York State Resilient and Ready Home Repair Grant Program. The program is being funded through the New York State Housing Trust Fund Corporation ("NYSHTFC") to assist homeowners with direct damages sustained as a result of severe storms and flooding in Nassau and Suffolk Counties.

The RESTORE Program is an emergency home repair program for homeowners 60 years of age and older and assists residents of Essex County with single-family home repairs through grants up to $10,000. Pre-applications are received at any time and depending on available funds qualified applicants will be chosen on a first come, first served basis.

Builds new homes or purchases old or abandoned homes, renovates them. Future Habitat Homeowners take classes and perform sweat equity while qualifying for a mortgage with a 3rd party lender. Mortgages are 29% of household income. Offers repairs to home owners at modest cost based on income. Offers no interest loan. Also Restore a gently used home goods store with opportunities to donate, volunteer or purchase.

Builds new homes with low mortgages or does home rehabilitation for working, low-income families. Families helped by Habitat must also volunteer time in helping the organization in one capacity or another.

Works to preserve and enhance the housing stock for eligible residents residing in the 12 rural towns and 5 rural villages of Niagara County (excluding the cities of Niagara Falls, Lockport, and North Tonawanda). Offers home repair grants for home improvements such as roofs, septic systems, foundation wall, and other repairs to the home.

Provides a $20,000 loan at 1% interest with up to a $6,000 grant available to income-eligible homeowners residing in Onondaga County. Loan covers exterior, emergency or health and safety repairs, such as hot water tank replacement, roof replacement, windows and doors.

Provides grants of up to $35,000 to South End homeowners needing home rehabilitation to address health and safety issues or remedy code violations. Funds can also be utilized to assist with heating, electrical, and roof repair/replacement.

Designed for first time home buyers, this program assists low/moderate-income persons into ownership with financial assistance through the use of grants to reduce the cost of the house to make it more affordable, do repairs to the house to ensure it meets code and housing quality standards, or both.

Small Repair Program: up to 35 hours per household per year of health and safety-related maintenance and small repair services to low-income elderly (60+), disabled people, and single heads of household with dependents, all eligible clients must own the home they live in. who own the home they live in. INHS pays for labor, and in many cases also pays for materials. Low-income elderly receive priority. Veterans with service-related disabilities are also eligible at higher income levels.Home Rehabilitation: Access to Home Rehabilitation: makes home alterations to help low-to-moderate income, disabled and/or frail elderly homeowners avoid institutional care. Modifications can include ramps, handicap accessible kitchens and bathrooms, widened doorways for wheelchairs and stair and platform lifts. Veterans with service-related disabilities are also eligible at higher income levels. Available throughout Tompkins County, including the City of Ithaca. NYS Rehabilitation: forgivable or due on sale loans paying up to the full cost of major housing repair/rehabilitation projects such as new wells, septic systems, roofs, weatherization, electrical and plumbing. Geared to low-income homeowners;

Low-interest loans for down payments, closing costs, repairs, and help securing USDA loans for purchases/repairs. Currently, amounts up to $10,000 may be borrowed starting at 3.5%, repayable over a period of up to 10 years. Other loan funds may also be available for additional purchase/repair assistance.

* Offers down payment and closing cost assistance.* Assists with housing rehabilitation for owner-occupants of one to four family houses. Part of rehabilitation loan program House inspection and job cost estimate Written specifications and bid process Advisement in selection of contractors* Offers affordable loan financing and counseling for housing rehabilitation and home improvement loans for non-bankable owner-occupants.* Offers HUD-certified housing counselors on staff to offer free Foreclosure Prevention counseling.

Provides financial assistance to homeowners who have non-cosmetic repairs needed to maintain their homes. Offers funding until it runs out but call for program information.

Programs for eligible first time home buyers: subsidies to reduce closing costs and to rehabilitate the property after purchase applicant(s) obtain their own mortgage with a lending institution housing counseling for eligible applicants, such as pre-purchase and budget counseling

Loans and grants for income and program qualified homeownersfor structural and health and safety repairs.

Works with income-eligible households (homeowners, renters, and landlords) to improve the energy efficiency of the home (single family units, manufactured housing, and 1-4 building rental units). Considers weatherization efforts including insulation and air sealing; home heating sources, hot water tanks, carbon monoxide or smoke detectors, solar options and more, to ensure the health and safety of homes. Grants offered through New York State Energy Research and Development Authority (NYSERDA) for income-eligible households, referrals and assessment also available.

* Provides home owner services to first time homebuyers as well as current homeowners. Tenant Education, including information on tenant rights and resources. Guidance for senior homeowners, including counseling on Home Equity Conversion Mortgages. Foreclosure prevention. Homeowner repair grants information (Housing council doesn't provide grants but can help in finding information).* Offers landlord services such as courses to help better manage their properties and Paint lead safety, provides free and low cost publications and forms to help them manage relationships with tenants.* Schedules inspections for Landlords accepting LTSA's (Landlord Tenant Security Agreement). * Offers information and referral hotline for homeownership and rental related questions.* Provides a rental registry with available housing units for rent. The list is updated every Tuesday and Thursday and is available on the website. The registry cannot be mailed.* Member of the Healthy Homes Partnership.* Additional information on current programs available on agency website. Does not provide financial assistance for rent or security deposit.

Provides up to $25,000 for emergency repairs, including but not limited to leaking roof, sewer backup, non-working furnace, and other safety issues and/or code violations.