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Helps low and moderate income families with home buying assistance, through counseling, down payment, closing costs, etc.

211 Hudsson Valley / ADK

Provides qualifying U.S. military veterans with special loans or grants to buy their first home or move to a different home.

211 Hudsson Valley / ADK

Offers first time homebuyers assistance to cover down payment and/or closing costs plus rehabilitation expenses. Also offers pre-purchase and post-purchase education, as well as homeownership counseling.

211 Hudsson Valley / ADK

Provides eligible first time homebuyers with up to $39,000 towards down payment/closing costs towards the purchase of an eligible new or existing single-family home, provided that the applicant is income eligible and meets all program requirements.

211 Hudsson Valley / ADK

Offers closing cost assistance of up to $4,000 for first-time, income eligible home buyers purchasing a home in Cayuga, Cortland, Jefferson, Madison, Onondaga, or Oswego counties. For City of Syracuse home buyers, assistance is available as a deferred loan (no repayment provided residency requirements are met). Outside the City of Syracuse, assistance is in the form of a low-interest loan.

211 Central New York

Comprehensive training in purchasing a house for low- and moderate-income first-time home buyers, including: establishing good credit understanding home financing working with a realtor how house inspections work understanding documents signed at closingthrough traditional classroom setting; four weekly, two-hour sessions with guest speakers online through eHomeAmerica with videos and self-tests, enabling individuals to complete the program at home at his or her own paceOne-on-one counseling on topics from credit counseling to home maintenance.Residents of Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga, and Tompkins.Offers assistance with down payments; homebuyer education required.

211 Tompkins Cortland

Offers homebuyer grants and financing resources to help individuals become homeowners.

211 North East New York

Provides grants to eligible low-to-moderate income first time homebuyers for down payments and closing cost assistance. Provides credit counseling and help in preparing to obtain a home loan.

211 Central New York

Offers grants to first time buyers that meet the income guidelines. The grant provides $8,000 to be used towards down payment and closing costs and are forgiven after 5 years.

Finger Lakes Region 211

Provides up to $3,000 in assistance with closing costs through a loan that must be repaid for first time home buyers. Also offers HUD approved housing counseling including homebuyer counseling, reverse mortgage counseling to seniors, and foreclosure prevention programs.

Finger Lakes Region 211

Combines counseling and limited financial assistance for first time home purchase to eligible families and individuals purchasing their first home in the City of Elmira..

Finger Lakes Region 211

Offers grants to first time buyers that meet the income guidelines. The grant provides $8,000 to be used towards down payment and closing costs and are forgiven after 5 years.

Finger Lakes Region 211

Offers low and moderate income first-time home buyers assistance with home buying counseling, down payment, closing costs, etc.

211 Hudsson Valley / ADK

Provides income eligible Long Island homeowners with resources, deferred grants and low interest rate loans to make necessary repairs and improvements to their homes, based on need and as determined by CDCLI professional housing rehab specialists.

211 Hudsson Valley / ADK

Provides qualified homebuyers with grants of $25,000-$35,000 for the purchase of a one-family home, a condominium or a cooperative for owner-occupancy in Westchester or on Long Island.

211 Hudsson Valley / ADK

211 Life Line Finger Lakes

Provides grant monies to assist first time homebuyers with their housing purchase of single-family homes within the City of Fulton. Provides up to $20,000 for closing costs and down payment.

211 Central New York

Designed for first time home buyers, this program assists low/moderate-income persons into ownership with financial assistance through the use of grants to reduce the cost of the house to make it more affordable, do repairs to the house to ensure it meets code and housing quality standards, or both.

211 North East New York

Provides down payment, closing costs, and repair assistance to income eligible individuals to purchase existing single-family homes in Lewis County.

211 Central New York

211 Mid New York

Grants are available for first-time homebuyers seeking to purchase foreclosed homes in Nassau and Suffolk Counties as part of the Community Stabilization Program. Grants can be used for down payment. Provides up to $30,000 in down payment assistance.

211 Hudsson Valley / ADK

Provides eligible first time homebuyers with up to $39,000 towards down payment/closing costs towards the purchase of an eligible new or existing single-family home, provided that the applicant is income eligible and meets all program requirements. OPEN IN A FIRST-COME, FIRST SERVED BASIS UNTIL FUNDING HAS BEEN EXHAUSTED

211 Hudsson Valley / ADK

Provides qualified homebuyers with grants of $25,000-$35,000 for the purchase of a one-family home, a condominium or a cooperative for owner-occupancy in Westchester or on Long Island.

211 Hudsson Valley / ADK

Nassau County HOME Down Payment Assistance Program will provide eligible first-time homebuyers with up to $50,000 towards down payment/closing costs towards the purchase of an eligible new or existing single-family home, provided that the applicant is income-eligible and meets all program requirements.

211 Hudsson Valley / ADK

Provides down payment assistance to help East Buffalo residents purchase homes. Assistance is provided in the form of grants to help with the purchase of a 1-4 unit single family home, condominium unit, coop unit, or manufactured home. The DPAL + award will be sized to bring the applicants’ primary mortgage down to 80% of the loan to value of the home. The maximum award will not exceed $30,000 per applicant. The assistance may be used to pay for down payments, closing costs, and where necessary, a one-time Primary Mortgage Insurance payment. DPAL+ must be used in conjunction with a State of New York Mortgage Agency (SONYMA) mortgage, and will be offered through three SONYMA participating lenders: Premium Mortgage, M&T Bank, and First Priority Mortgage. Homeowners who receive an award under this program will sign a 10-year regulatory agreement. The award will be forgiven on a declining balance amortization schedule, such that the full award will be fully forgiven if the homeowner remains in the home with a sale or refinance for the full 10 years.

211 Western New York