Comprehensive training in purchasing a house for low- and moderate-income first-time home buyers, including: establishing good credit understanding home financing working with a realtor how house inspections work understanding documents signed at closingthrough traditional classroom setting; four weekly, two-hour sessions with guest speakers online through eHomeAmerica with videos and self-tests, enabling individuals to complete the program at home at his or her own paceOne-on-one counseling on topics from credit counseling to home maintenance.Residents of Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga, and Tompkins.Offers assistance with down payments; homebuyer education required.

Provides guidance and education in the areas of pre-purchase, homebuyer education, delinquency/default, loss mitigation, rental housing, fair housing, and non-delinquent post-purchase issues.

A certified Hud-housing agency that provides tenant assistance, eviction prevention, home ownership counseling, landlord-tenant mediation, foreclosure counseling, first time home buyer counseling, reverse mortgage counseling, and housing court assistance. A loan/grant program is in place to assist with home improvement, weatherization and applications for funding for other housing-related services.

Pathstone's Newburgh Office houses The Housing Stability Counseling Program (HSCP) and the First-Time Homebuyers Program. HSCP offers free housing counseling to residents facing possible foreclosure, eviction, loss of residence or financial stress regardless of income. The First-Time Homebuyers Program offers housing counseling and education toward home ownership for low to moderate income individuals and families.

Provide education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

Sponsors home buying workshops including credit counseling, budgeting, utilities, tax assessment, insurance and legal counseling. Also offers private counseling.

Offers pre-purchase and pre-rental counseling as well as information about reverse mortgages, foreclosures, eviction, home improvements, and rehabilitation.

The program offers subsidized rental housing to help individuals and families from homelessness or shelters. Also provides home ownership and homebuyer educational services and individual counseling to first time home buyers.

Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

Offers home buyer counseling to anyone who is buying a house for the first time or wants to get re-educated after a few years.

Provides prepurchase/first time homebuyers counseling, default delinquency counseling, budget counseling, housing assistance (Section 8 eligible), landlord/tenant assistance, reverse mortgage counseling (senior program) and referrals to other housing and non-housing agencies.

Low to moderate-income families looking to purchase their first home within Chenango or Broome County who need assistance in learning the real estate process and available financing opportunities.

TRIP offers pre and post purchase housing and financial programs and services to assist first time home-buyers and current homeowners to be successful over the long term. Services include individual housing and financial counseling, home-buyer education classes, foreclosure prevention services, landlord training, home repairs, and more.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations, and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default counseling. Call. Appointment preferred.

Provides education to individuals and families of what to expect after buying a home and how to continue asset building and to continue the success of maintaining the house. Program serves Orange, Ulster, Sullivan and Dutchess Counties.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Grants are available for first-time homebuyers seeking to purchase foreclosed homes in Nassau and Suffolk Counties as part of the Community Stabilization Program. Grants can be used for down payment. Provides up to $30,000 in down payment assistance.

Helps low and moderate income families with home buying assistance, through counseling, down payment, closing costs, etc.

One to one financial counseling for first-time homebuyers, including how much of a mortgage is affordable, understanding closing costs, resolving credit issues, and how to select a real estate agent, lawyer, mortgage lender and other professionals. Counselors will link prospective first time homebuyers with sources of down payment assistance. Workshops scheduled periodically at various locations throughout the county.

Individual or group counseling to educate sonsumers with information pertaining to conventional and government assisted mortgages.

Offers Nassau and Suffolk County residents information on first time home buying, down payments, closing cost assistance, competitive first time homebuyer mortgage products, and tips on how to negotiate with a seller. Call for additional information.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default predatory lending counseling. Call. Appointment required for some counseling.

Offers housing counseling services and workshops on pre-purchase, post-purchase, reverse mortgages, rental, mortgage default/foreclosure prevention, as well as financial education focusing on budgeting, credit, banking, and goal setting. Counseling is provided at various locations.

Counsels families on how to avoid eviction and homelessness, improve landlord/tenant relations, and provides information about how to renegotiate mortgages and how to improve budgeting skills. Also offers first home buyers counseling, preclosure counseling and reverse mortgage counseling for seniors over 62 years.