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BUDGET AND CREDIT COUNSELING | MONEY MANAGEMENT INTERNATIONAL CONSUMER CREDIT COUNSELING- NYC

Money Management International are specialists in the areas of money management, credit cards, budgeting, and debt reduction. We offer credit counseling over the telephone, online, and face-to-face at one of our 50+ branches across the nation.

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FINANCIAL READINESS PROGRAM (FRP) | ARMY COMMUNITY SERVICE (ACS)

Offers education, counseling, and support services, including financial counseling, budgeting education, debt management and liquidation assistance, consumer advocacy and complaint resolution, and Family Subsistence Supplemental Allowance screening (FSSA).

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FAMILY DEVELOPMENT PROGRAM | MECHANICVILLE AREA COMMUNITY SERVICES CENTER (MACSC)

Provides supports and raising awareness for community families through one-on-one advocacy, and support, goal setting, budget development and individual attention as well as larger community presentations, increased access to services, and referrals to appropriate community resources.

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ROCHESTER FINANCIAL EMPOWERMENT CENTER | ROCHESTER CITY HALL

* Provides one-on-one financial counseling services. Counselors can assist with developing a plan to pay down debt, budgeting and saving to buy a car or home, improving credit score, accessing low-interest loans, and other financial issues. Counselors are located throughout the city at partner organization sites so clients can access a counselor in a convenient location. For a full list of Rochester FEC locations visit https://www.rochesterfec.org/locations. * COVID-19: During the COVID-19 pandemic the Rochester FEC counseling team is prepared to assist clients with the following: Navigating collection accounts. Calling creditors. Ongoing budget assistance. Exploring student loan options. Help developing saving habits. Educating clients of future savings & options (i.e. retirement, children's education, etc.).

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EMERGENCY ASSISTANCE - CATHOLIC CHARITIES OF TOMPKINS/TIOGA | CATHOLIC CHARITIES OF TOMPKINS/TIOGA

Limited emergency financial assistance to Tioga County, NY residents only. Job board. Financial assistance determined on case-by-case basis and may available for security deposits, emergency prescriptions, heating assistance and utilities to avoid shut-off. Offers budget counseling. Depending on donations, may have school supplies.

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SYRACUSE FINANCIAL EMPOWERMENT CENTER | CITY OF SYRACUSE DEPARTMENT OF NEIGHBORHOOD AND BUSINESS DEVELOPMENT

Offers free, one-on-one, professional financial counseling to the residents of Onondaga County. Focuses on improvements in credit, banking, debt, and savings. Operates through partner agency counselors located at several locations in Syracuse. Currently offering services remotely only.

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GREENPATH | GREENPATH

Free debt, budget, credit report and housing counseling to consumers, plus information and counseling on student loans.Housing counseling: mortgage and rent delinquency foreclosure prevention first-time homebuyer reverse mortgage home equity loansDebt management (fee): bring accounts current reduce interest rate waive late and overlimit feesBonded, licensed and registered to operate in all 50 states. Accredited by the Council on Accreditation and an an official U.S. Department of Housing and Urban Development (HUD) housing counseling intermediary.

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FINANCIAL COUNSELING AND EDUCATION | MONEY MANAGEMENT INTERNATIONAL

Offers budget and debt counseling to those who need help with budgeting, money management skills, and credit issues.

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Home Ownership and Financial Counseling Program | Arbor Housing and Development (Admin Site)

Offers one-on-one HUD approved housing counseling designed to present the basics of personal finances, to help establish good credit and/or repair bad credit, to assist participants in making the transition from renter to owner or to help resolve mortgage delinquency and/or prevent foreclosure.

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HOUSING COUNSELING | COMMUNITY ACTION IN SELF HELP

* Provides a variety of services to ensure that residents, regardless of income, are able to sustain safe and affordable housing. Foreclosure Prevention Services - Homeowners delinquent in their mortgage payments or in jeopardy of foreclosure can receive counseling to examine their budget, explore their options and establish an action plan. Certified Counselors assist with setting up repayment plans, loan modifications, short payoffs and deed in lieu of foreclosure. There is no fee for these services. Online Homebuyer Education Classes - Provides classes online through eHome. Upon completion clients will schedule a short session with an Agency housing counselor to answer any remaining questions and receive their certificate. Rental Counseling - Provides assistance in securing rental housing or negotiating issues with their current landlord. Credit Counseling.

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FINANCIAL LITERACY - GREATER OPS | GREATER OPPORTUNITIES FOR BROOME AND CHENANGO, INC.

Our Financial Literacy Program offers a step by step FREE education financial education on what not to do, how to fix your credit, what loans to choose from, and all the opportunities available at your finger tips. The Financial Capability program identifies the obstacles that prevent people from buying, helps them develop a plan and budget, and monitors the customer's progress towards overcoming the obstacles.

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THE HOME STORE | URBAN LEAGUE OF ROCHESTER NEW YORK

* Offer home ownership counseling and credit counseling to first time home buyers.* Provides comprehensive foreclosure prevention counseling.* Offers financial literacy classes.

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HOME BUYER AND CREDIT COUNSELING | CATSKILL MOUNTAIN HOUSING DEVELOPMENT CORPORATION

Provides home owner counseling for first time home buyers and credit counseling for all home owners.

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GREENPATH CREDIT/DEBT COUNSELING | GREENPATH FINANCIAL WELLNESS

Provides credit/debt, budget, and housing counseling free of charge to consumers throughout New York. Counselors can help an individual with: Understanding their financial situation and goals Explaining debt management options Offering recommendations for how to get out of debt Developing a personalized action plan

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BANKRUPTCY PROGRAM - NAVICORE | NAVICORE SOLUTIONS

Can provide the credit counseling and debtor education required for anyone filing for personal bankruptcy.

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HOUSING SERVICES | UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

* Provides information on buying a home, renting, foreclosure, credit issues and reverse mortgages.

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Money Fit by DRS

Offers debt relief programs to help consumers establish a solid financial future by eliminating their current challenges on favorable terms. For homebuyers, we provide a home buyer education certificate course online. We also offer reverse mortgage (HECM) counseling for senior homeowners. Additionally focuses on preventing financial issues and helping individuals develop strong core competencies in personal finance. Services include free credit counseling, debt management, financial workshops and webinars, student loan counseling, and bankruptcy certificate services.

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Home Ownership and Financial Counseling Program | Arbor Housing and Development (Admin Site)

Offers one-on-one HUD approved housing counseling designed to present the basics of personal finances, to help establish good credit and/or repair bad credit, to assist participants in making the transition from renter to owner or to help resolve mortgage delinquency and/or prevent foreclosure.

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Financial Counseling | American Financial Solutions (AFS)

Services include budget planning, financial education, resource referral, and debt management. Debt management is a renegotiation of the unsecured debts owed by a client with their creditors in order to get better repayment terms such as lower interest rates, waiving or reduction of fees, and re-aging of accounts in exchange for a consistent consolidated monthly payment made by the client. This is NOT a debt settlement program.

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Financial Counseling | Clearpoint Credit Counseling Solutions (Admin Site)

Provides financial counseling which includes a review of income, expenses, and debt to create a plan for achieving financial goals. Offers tips on money management and alternatives for handling financial crisis. A wide range of education presentations, workshops and classes are available to groups of people of all ages on a wide variety of topics. The Debt Repayment Plan is licensed through the New York State Banking Department, and in addition to the financial counseling offers negotiated repayments in order to repay creditors and avoid bankruptcy. Also provides counseling for student loans.

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Financial Counseling | Clearpoint Credit Counseling Solutions (Admin Site)

Provides financial counseling which includes a review of income, expenses, and debt to create a plan for achieving financial goals. Offers tips on money management and alternatives for handling financial crisis. A wide range of education presentations, workshops and classes are available to groups of people of all ages on a wide variety of topics. The Debt Repayment Plan is licensed through the New York State Banking Department, and in addition to the financial counseling offers negotiated repayments in order to repay creditors and avoid bankruptcy. Also provides counseling for student loans.

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TANF Life Skills 1:1 Program | Cornell University Cooperative Extension - Yates County

Provides personalized financial management and budgeting education classes to assist families in asset building and work towards financial independence. Programming includes linkages to community resources, creating a budget, meal planning and grocery shopping, and home energy savings tips.

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MONEY FIT BY DRS | DEBT REDUCTION SERVICES

Negotiates lower interest rates and waived late fees with your current creditors so you can pay off debt. Debts can include credit cards, collections, medical debts, payday loans, old utility accounts, and past cell phone accounts.

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DEBT MANAGEMENT AND CREDIT COUNSELING | CONSOLIDATED CREDIT COUNSELING SERVICES

Provides services to help individuals make better decisions about their finances and housing finances and to help others who need help with debt or credit card problems. Services include, debt management, credit counseling, housing counseling, credit card debt, and personal finances.

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BUDGET AND CREDIT COUNSELING | MONEY MANAGEMENT INTERNATIONAL CONSUMER CREDIT COUNSELING

Money Management International are specialists in the areas of money management, credit cards, budgeting, and debt reduction. We offer credit counseling over the telephone, online, and face-to-face at one of our 50+ branches across the nation.

What's Here