View Search Results

Provides supports and raising awareness for community families through one-on-one advocacy, and support, goal setting, budget development and individual attention as well as larger community presentations, increased access to services, and referrals to appropriate community resources.

Offers phone and personal one-on-one counseling to help homeowners keep their homes, establish financial stability, and learn strategies to avoid foreclosure proceedings in the future.

Families can speak with an actual attorney to determine if bankruptcy would allow them a fresh start.

TRIP offers housing counseling services free of charge for purchase, default, foreclosure prevention and mortgage counseling.

Families falling behind on mortgage payments can speak with a housing counselor. They will discuss methods to stop foreclosure, including loan modification, forbearance plans, or other plans to allow the family to remain in the home and catch up on missed payments.

Focuses on developing sound money management techniques, gaining financial literacy skills and re-establishing credit after bankruptcy. A Certificate of Completion for this two-hour course is required for bankruptcy discharge.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.

Legal problems handled involve basic needs such as housing, health care, food and income. Focus is on entitlement programs such as public assistance, Medicaid, food stamps and SSI as well as on housing problems involving evictions, foreclosure and poor housing conditions. Specialized units include Mental Health Law Project, SSI/Disability Advocacy Project, Domestic Violence Project, Pro-Bono Project, HIV Advocacy, disability discrimination, adult home advocacy, veterans. senior citizens, and homecare advocacy.

The consumer will be asked to provide information about income, household expenses and debts so a full budget analysis can be made. Alternatives to bankruptcy will be explained along with any options that may help the financial situation. A complete overview of the bankruptcy process including advantages and disadvantages of bankruptcy will be provided. Clients that complete this counseling will be issued a certificate which is required for filing a bankruptcy.

Offers Foreclosure Prevention Counseling as well as First-Time Homebuyer Counseling to Sullivan County residents.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.

Lawyers provide free civil (non-criminal) advice, counseling, advocacy, and representation to low-income individual clients/groups.

Provides a program designed to help homeowners remain in their homes by preventing and/or delaying foreclosure. Cases covered include mortgage foreclosure, tax foreclosures, and tenants being evicted due to foreclosure.

* Provides counseling on Foreclosure prevention for homeowners who are behind on their mortgage or proterty tax payment.

Provides legal assistance to those who are facing bankruptcy, help individuals with opportunities to repair damaged credit, and help individuals understand which kind of bankruptcy to file for with the help of an attorney.

* Offer home ownership counseling and credit counseling to first time home buyers.* Provides comprehensive foreclosure prevention counseling.* Offers financial literacy classes.

Focuses on developing sound money management techniques, gaining financial literacy skills and re-establishing credit after bankruptcy. A Certificate of Completion for this two-hour course is required for bankruptcy discharge.

Negotiates lower interest rates and waived late fees with your current creditors so you can pay off debt. Debts can include credit cards, collections, medical debts, payday loans, old utility accounts, and past cell phone accounts.

Legal problems handled involve basic needs such as housing, health care, food and income. Focus is on entitlement programs such as public assistance, Medicaid, food stamps and SSI as well as on housing problems involving evictions, foreclosure and poor housing conditions. Specialized units include Mental Health Law Project, SSI/Disability Advocacy Project, Domestic Violence Project, Pro-Bono Project, HIV Advocacy, disability discrimination, adult home advocacy, veterans. senior citizens, and homecare advocacy.

Offers foreclosure counseling workshops.

Offers advice and/or legal representation to persons with consumer debt issues, especially in matters of medical and credit card debt. Call for further information. Appointment required.

HRH provides free and professional foreclosure counseling services to families who otherwise can't afford quality assistance.

Course offerings include: Financial Planning Overview; Intermediate Quickbooks; Introduction to Quickbooks; Social Security Optimization and Stocks, Bonds and Investing. Courses vary each semester and are held at various locations. Call for detailed information.

Provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and to answer some of the most commonly asked questions about the bankruptcy process.