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Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

INHS fixes deteriorated properties and resells them to low-to-moderate income homebuyersINHS builds energy-efficient home and sells them to low-to-moderate homebuyersDown Payment Assistance, Education, and Counseling to homebuyers INHS provides low interest and forgivable (as funding allows) loans for down paymentHome Buyer Education and Counseling (regardless of income)

Builds and rehabilitates simple, decent houses with the help of the community. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Provides financing and programs designed for first-time low and moderate income home buyers in New York State. Partners with approved participating mortgage lenders across the state to offer 30 year, competitive, fixed rate mortgages with special features to help low and moderate income New Yorkers become homeowners. Enables active duty U.S. military personnel to buy their first home or move to a different home through the Homes for Veterans Program. Offers down payment assistance in conjunction with SONYMA financing.

Builds homes, with affordable loan terms, for low income working individuals and families who cannot afford a home at the housing market rates.

Extensive interior or exterior work, including landscaping, performed to alleviate critical health, life and safety issues or code violations for eligible homeowners in need.

Builds and then sells homes for cost with no-interest loans to qualifying individuals and families.

Provides a tax-exempt organization dedicated to building basic affordable housing with volunteer labor and donated or purchased materials for deserving, low-to-moderate income Nassau County residents. Produces the newsletter, Habitatler, and has a speakers bureau. NATIONAL HEADQUARTERS: Habitat for Humanity International, Americus, GA 31709-6935.

The CDA acquires and rehabilitates blighted homes for use under our "Direct Sale" or "Rent with Option to Buy" Affordable Housing Program. This program serves first time home buyers who meet income guidelines.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Working in partnership with people in need to build and renovate decent, affordable housing.

* Builds or renovates houses in partnership with low-income families and sells the houses to the people at no profit and no interest.* Receives funds and building materials from individuals, churches, and other organizations.

Improves substandard living conditions and revitalizes commercial centers, establishes programs to provide employment training and to prevent and treat problems of the disadvantaged, advises town government on policies for new and improved services, and facilities, and manages and coordinates homesteading and other federal and state housing programs.

Builds homes, at cost with no-interest loans, for eligible individuals and families that cannot afford one due to limited income.

Offers subsidized housing for families who are low-income. There are 215 units in this community offering a mix of home ownership and low, moderate, and upper income level rental units.

Provides homes for sale to income-eligible families through New York State Homes and Community Renewal funding. Limited number of homes are available.

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

Builds new homes or purchases old or abandoned homes, renovates them. Future Habitat Homeowners take classes and perform sweat equity while qualifying for a mortgage with a 3rd party lender. Mortgages are 29% of household income. Offers repairs to home owners at modest cost based on income. Offers no interest loan. Also Restore a gently used home goods store with opportunities to donate, volunteer or purchase.

Habitat Newburgh partners with remarkable families within our service area to provide opportunities to own a home through its homeownership program. Families must have income between 30-60% of the area median income, have the ability to pay an affordable mortgage, and be willing to partner with us through sweat equity and participation in educational classes.

Offers subsidies to low- and moderate-income individuals for the purchase of homes renovated by the county.

* Provides donated homes to military families and veterans through a partnership with national banks.