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Provides homes for sale to income-eligible families through New York State Homes and Community Renewal funding. Limited number of homes are available.

Builds homes, with affordable loan terms, for low income working individuals and families who cannot afford a home at the housing market rates.

Builds new homes or purchases old or abandoned homes, renovates them. Future Habitat Homeowners take classes and perform sweat equity while qualifying for a mortgage with a 3rd party lender. Mortgages are 29% of household income. Offers repairs to home owners at modest cost based on income. Offers no interest loan. Also Restore a gently used home goods store with opportunities to donate, volunteer or purchase.

Builds new homes with low mortgages or does home rehabilitation for working, low-income families. Families helped by Habitat must also volunteer time in helping the organization in one capacity or another.

* Provides donated homes to military families and Veterans through a partnership with national banks.

Offers subsidies to low- and moderate-income individuals for the purchase of homes renovated by the county.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

* Builds or renovates houses in partnership with low-income families and sells the houses to the people at no profit and no interest.* Receives funds and building materials from individuals, churches, and other organizations.

* Provides rental and homeownership opportunities.

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

* Build or renovate houses in partnership with low-income families and sell the houses to the people at no profit and no interest. Funds and building materials are given by individuals, churches, and other organizations.

* Provides affordable homeownership opportunities and home repairs in Oneida County to active military and veteran families.

Working in partnership with people in need to build and renovate decent, affordable housing.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

* Builds or renovates houses in partnership with low-income families and sell the houses to qualified people with need at no profit. Funds and building materials are donated by individuals, churches and other organizations.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

* Builds or renovates homes in partnership with selected low-income families so that they can become home owners.* Accepts donations of new building materials. * Offers volunteer opportunities.

* Provides affordable homeownership opportunities in Oneida County to low-income, elderly, disabled and veteran families.

INHS fixes deteriorated properties and resells them to low-to-moderate income homebuyersINHS builds energy-efficient home and sells them to low-to-moderate homebuyersDown Payment Assistance, Education, and Counseling to homebuyers INHS provides low interest and forgivable (as funding allows) loans for down paymentHome Buyer Education and Counseling (regardless of income)

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

* Provides donated homes to military families and veterans through a partnership with national banks.

Working in partnership with people in need to build and renovate decent, affordable housing.

* Offers housing counseling for individuals and families, first-time home-buyers.* Owns apartments for low and moderate-income residents, persons with developmental disabilities, and older adults.* L2P Westside consists of single-family houses for rent with the opportunity to purchase the home in the future. Rental units are managed by Christopher Community, Inc.

Working in partnership with people in need to build and renovate decent, affordable housing.